41W421 Russell Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W421 Russell Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,152 sqft · built 1986
Lot Size6.08 acres (264,845 sqft)
Owner2 Company Names on Record
Last Sale$225,000 (Jun 1995)
Tax Bill$7,057 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-22-200-026

Property Details

APN / Parcel Number

Primary APN05-22-200-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area2,152 sqft
Basement Area2,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeFrame
Lot Area264,845 sqft
Garage TypeAttached
Garage Area782 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Location & Zoning

Street Address41W421 RUSSELL RD
CityELGIN
StateIL
Zip60124-8277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT
Legal Block2
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2094
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address41W421 RUSSELL RD, ELGIN, IL 60124-8277
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Nov 4, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 1995 · Amount on Record
Deed SaleJun 26, 1995 · Amount on Record
Deed Document Number199534424
Deed Book / Page1103 / 117
Prior Transfer DateDec 17, 1994
Prior Transfer Doc0000002906
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W421 RUSSELL RD, ELGIN, IL 60124-8277
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOCONNOR TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007819
DateFeb 9, 2017
Instrument2017K007819
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueDec 1, 2031

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W421 RUSSELL RD, ELGIN, IL 60124-8277
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052811
DateNov 4, 2019
Instrument2019K052811
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,057.00 (-13.32%) Homeowner's exemption Senior Citizen's exemption$120,533 (+7.17%) Land $32,292 Building $88,241$361,744 (+7.17%) Land $96,915 Building $264,829
2024$112,464 (+11.76%) Land $29,970 Building $82,494$337,527 (+11.8%) Land $89,946 Building $247,581
2022$8,141.00 (+4.08%) Homeowner's exemption$100,630 (+6.62%) Land $25,176 Building $75,454$301,890 (+6.62%) Land $75,528 Building $226,362
2021$7,822.00 Homeowner's exemption$94,385 Land $24,264 Building $70,121$283,155 Land $72,792 Building $210,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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