41W119 Russell Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W119 Russell Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,721 sqft · built 1999
Lot Size	3.79 acres (165,092 sqft)
Owner	2 Individual Names on File
Last Sale	$637,000 (Jul 2018)
Tax Bill	$12,384 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`05-22-229-001`

Property Details

APN / Parcel Number

Primary APN	`05-22-229-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,721 sqft Living Area
Basement Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	165,092 sqft (3.79 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W119 RUSSELL RD
City	ELGIN
State	IL
Zip	60124-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMBLIN ROSE SUB - LOT 1
Legal Subdivision	RAMBLIN ROSE SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2101
Census Tract	850711

Owner

41W119 Russell Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41W119 RUSSELL RD, ELGIN, IL 60124-8227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Jul 7, 2011 · Amount on File
Deed Document Number	201832060
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41W119 RUSSELL RD, ELGIN, IL 60124-8227
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003766
Date	Jan 15, 2021
Instrument	2021K003766

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 3, 2018
Property Address	41W119 RUSSELL RD, ELGIN, IL 60124-8227
Document Number	0000032060
Instrument Date	Jun 16, 2018
Instrument	2018K032060
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S SCHOOL ST, LOMBARD, IL 60148-4024

Mortgage

Document Number	0000032061
Date	Jul 3, 2018
Instrument	2018K032061

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60631

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 41W119 Russell Rd was $12,384 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,384.00 Homeowner's exemption
2024		$180,223 Land $40,535 Building $139,688	$540,885 Land $121,654 Building $419,232
2022	$13,033.00 (+4.83%) Homeowner's exemption	$159,696 (+7.49%) Land $35,595 Building $124,101	$479,088 (+7.49%) Land $106,785 Building $372,303
2021	$12,432.00 Homeowner's exemption	$148,572 Land $34,388 Building $114,184	$445,716 Land $103,164 Building $342,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41W119 Russell Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41W119 Russell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Russell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures