Kane County property record for 41W255 Empire Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Nov 2019) |
| Tax Bill | $16,904 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-202-020 |
| Primary APN | 08-15-202-020 |
|---|
| Lot Area | 96,703 sqft (2.22 acres) |
|---|
| Street Address | 41W255 EMPIRE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SEC 15-40-07 DESC IN DOC 91K20854 & DOC 96K087867 |
| Legal Range | 07 |
| Legal Township | 40 |
| Legal Section | 15 |
| Legal Subdivision | ROBERT BARTLETTS BRIERGATE |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 852405 |
41W255 Empire Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41W255 EMPIRE RD, SAINT CHARLES, IL 60175-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Feb 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | May 20, 2013 · Amount on File |
| Deed Document Number | 201954843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W255 EMPIRE RD, ST CHARLES, IL 60175-8305 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41W255 EMPIRE RD, ST CHARLES, IL 60175-8305 |
| Document Number | 0000043263 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022K043263 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 13, 2019 |
| Property Address | 41W255 EMPIRE RD, ST CHARLES, IL 60175-8305 |
| Document Number | 0000054843 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 2019K054843 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41W255 EMPIRE RD, SAINT CHARLES, IL 60175-8305 |
| Document Number | 0000054844 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019K054844 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 8, 2018 |
| Property Address | 41W255 EMPIRE RD, ST CHARLES, IL 60175-8305 |
| Document Number | 0000006403 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2018K006403 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 41 W 255 EMPIRE RD, SAINT CHARLES, IL 60175 |
| Document Number | 0000006404 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 2018K006404 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2047 |
| Rate | 4% |
|---|
The 2025 property tax bill for 41W255 Empire Rd was $16,904 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,904.00 Homeowner's exemption | ||
| 2024 | $257,194 Land $35,313 Building $221,881 | $771,891 Land $105,981 Building $665,909 | |
| 2022 | $14,282.00 (+6.36%) Homeowner's exemption | $209,518 (+5.91%) Land $28,767 Building $180,751 | $628,554 (+5.91%) Land $86,301 Building $542,253 |
| 2021 | $13,428.00 Homeowner's exemption | $197,827 Land $27,162 Building $170,665 | $593,481 Land $81,486 Building $511,995 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W255 Empire Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W255 Empire Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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