41W178 Empire Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 41W178 Empire Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,384 sqft · built 1973
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Nov 2017)
Tax Bill	$6,237 (2025)
Deeds & Mortgages	Dec 2019 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-476-012`

Property Details

APN / Parcel Number

Primary APN	`08-10-476-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W178 EMPIRE RD
City	SAINT CHARLES
State	IL
Zip	60175-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW SUB. - LOT 9
Legal Subdivision	FAR VIEW SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1033
Census Tract	852406

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41W178 EMPIRE RD, SAINT CHARLES, IL 60175-8304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	201758439
Last Transfer Date	Nov 11, 2019
Transfer Doc	0000058739
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2019
Property Address	41W178 EMPIRE RD, ST CHARLES, IL 60175-8304
Document Number	0000058739
Instrument Date	Nov 11, 2019
Instrument	58739
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41W178 EMPIRE RD ST CHARLES IL 601758304, ST CHARLES, IL 60175-8304

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 7, 2017
Property Address	41W178 EMPIRE RD, ST CHARLES, IL 60175-8304
Document Number	0000058439
Instrument Date	Oct 23, 2017
Instrument	58439
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 MILLER RD GENEVA IL 601343902, GENEVA, IL 60134-3902

Mortgage

Document Number	58440
Date	Nov 7, 2017
Instrument	58440

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,237.00 (-0.59%) Homeowner's exemption	$125,719 (+8.43%) Land $16,928 Building $108,791	$377,308 (+8.43%) Land $50,804 Building $326,504
2024		$115,945 (+22.76%) Land $15,612 Building $100,333	$347,974 (+22.8%) Land $46,855 Building $301,119
2022	$6,274.00 (+44.13%) Homeowner's exemption	$94,452 (+5.91%) Land $12,718 Building $81,734	$283,356 (+5.91%) Land $38,154 Building $245,202
2021	$4,353.00 Homeowner's exemption	$89,181 Land $12,008 Building $77,173	$267,543 Land $36,024 Building $231,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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