Kane County property record for 41W109 Russell Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,453 sqft · built 2004 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,000 (Apr 2010) |
| Tax Bill | $13,122 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-22-229-003 |
| Primary APN | 05-22-229-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| Basement Area | 2,259 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 97,139 sqft |
| Garage Type | Attached |
| Garage Area | 842 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W109 RUSSELL RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMBLIN ROSE SUB LOT # 3 |
| Legal Subdivision | RAMBLIN ROSE SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2101 |
| Census Tract | 850711 |
41W109 Russell Rd is owned and occupied by two individuals who bought it in April 2010.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41W109 RUSSELL RD, ELGIN, IL 60124-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2010 · Amount on File |
| Deed Sale | Apr 23, 2010 · Amount on File |
| Prior Sale | Mar 9, 2004 · Amount on File |
| Deed Document Number | 201026200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W109 RUSSELL RD, ELGIN, IL 60124-8227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000087951 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021K087951 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2025 property tax bill for 41W109 Russell Rd was $13,122 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,122.00 Homeowner's exemption | $194,395 (+7.79%) Land $33,762 Building $160,633 | $583,418 (+7.79%) Land $101,327 Building $482,092 |
| 2024 | $180,346 Land $31,322 Building $149,024 | $541,255 Land $94,004 Building $447,251 | |
| 2022 | $12,907.00 (+5.29%) Homeowner's exemption | $150,507 (+7.79%) Land $24,917 Building $125,590 | $451,521 (+7.79%) Land $74,751 Building $376,770 |
| 2021 | $12,258.00 Homeowner's exemption | $139,625 Land $24,072 Building $115,553 | $418,875 Land $72,216 Building $346,659 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W109 Russell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W109 Russell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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