Kane County property record for 41W087 Bowes Bend Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1986 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2019) |
| Tax Bill | $7,030 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-276-004 |
| Primary APN | 05-27-276-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 46,609 sqft |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W087 BOWES BEND DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOWES BEND |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41W087 BOWES BEND DR, ELGIN, IL 60124-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 13, 2019 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Dec 14, 1998 · Amount on Record |
| Deed Document Number | 201936433 |
| Prior Transfer Date | Jan 21, 2009 |
| Prior Transfer Doc | 0000020052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W087 BOWES BEND DR, ELGIN, IL 60124-8325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000031242 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021K031242 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 41W087 BOWES BEND DR, ELGIN, IL 60124-8325 |
| Document Number | 0000036433 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 2019K036433 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41W087 BOWES BEND DR, ELGIN, IL 60124-8325 |
| Document Number | 0000036434 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019K036434 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,030.00 (-5.56%) Homeowner's exemption | $115,742 (+7.79%) Land $29,791 Building $85,951 | $347,365 (+7.79%) Land $89,409 Building $257,956 |
| 2024 | $107,377 (+14.49%) Land $27,638 Building $79,739 | $322,260 (+14.53%) Land $82,947 Building $239,313 | |
| 2022 | $7,444.00 (+4.93%) Homeowner's exemption | $93,791 (+7.36%) Land $23,138 Building $70,653 | $281,373 (+7.36%) Land $69,414 Building $211,959 |
| 2021 | $7,094.00 Homeowner's exemption | $87,360 Land $22,353 Building $65,007 | $262,080 Land $67,059 Building $195,021 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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