Kane County property record for 40W972 Bowes Bend Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1985 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Jan 1999) |
| Tax Bill | $6,757 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-101-001 |
| Primary APN | 05-26-101-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,656 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Metal |
| Lot Area | 55,757 sqft |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W972 BOWES BEND DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOWES BEND |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850709 |
40W972 Bowes Bend Dr is owned and occupied by an individual who bought it in January 1999.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40W972 BOWES BEND DR, ELGIN, IL 60124-8327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 1999 · Amount on File |
| Deed Sale | Jan 11, 1999 · Amount on File |
| Deed Document Number | 19992769 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 40W972 Bowes Bend Dr was $6,757 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,757.00 Homeowner's exemption | $109,632 (+7.79%) Land $29,791 Building $79,841 | $329,028 (+7.79%) Land $89,409 Building $239,619 |
| 2024 | $101,709 Land $27,638 Building $74,071 | $305,249 Land $82,947 Building $222,302 | |
| 2022 | $6,538.00 (+4.83%) Homeowner's exemption | $83,108 (+7.19%) Land $23,138 Building $59,970 | $249,324 (+7.19%) Land $69,414 Building $179,910 |
| 2021 | $6,237.00 Homeowner's exemption | $77,530 Land $22,353 Building $55,177 | $232,590 Land $67,059 Building $165,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40W972 Bowes Bend Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W972 Bowes Bend Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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