4199 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 4199 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1959
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on Record
Last Sale	$58,333 (Oct 1993)
Tax Bill	$5,419 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-126-039`

Property Details

APN / Parcel Number

Primary APN	`20-04-126-039`
Alternative APN	`20-04-126-039-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4199 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(STOCK)(DALE) RESUB IN NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	STOCK DALE
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1027
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1993 · Amount on Record
Deed Sale	Oct 15, 1993 · Amount on Record
Deed Document Number	1993510
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032706301
Date	Nov 23, 2021
Instrument	2132706301

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002841133
Date	Jan 28, 2021
Instrument	2102841133

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Document Number	1934455264
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4199 S LOWE AVE CHICAGO IL 606092627, CHICAGO, IL 60609-2627

Mortgage

Document Number	1934455264
Date	Dec 10, 2019
Instrument	34455264

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Document Number	1912755123
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4199 S LOWE AVE CHICAGO IL 606092627, CHICAGO, IL 60609-2627

Mortgage

Document Number	1912755123
Date	May 7, 2019
Instrument	12755123

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4199 S LOWE AVE, CHICAGO, IL 60609-2627
Document Number	1817749310
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4199 S LOWE AVE CHICAGO IL 606092627, CHICAGO, IL 60609-2627

Mortgage

Document Number	1817749310
Date	Jun 26, 2018
Instrument	17749310

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (-27.59%) Land $3,300 Building $17,700	$210,000 (-27.59%) Land $33,000 Building $177,000
2023	$5,419.00 (+3%)
2022	$5,261.00 (+1.94%) Homeowner's exemption	$29,000 (-) Land $4,125 Building $24,875	$290,000 (-) Land $41,250 Building $248,750
2021	$5,161.00 Homeowner's exemption	$29,000 Land $4,125 Building $24,875	$290,000 Land $41,250 Building $248,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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