4181 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 4181 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,389 sqft · built 1959
Lot Size	0.096 acres (4,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2023)
Tax Bill	$4,860 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-126-034`

Property Details

APN / Parcel Number

Primary APN	`20-04-126-034`
Alternative APN	`20-04-126-034-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,158 sqft (0.096 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4181 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	LOTS17-23 S8 FT LOT16 SUPERIOR COUR T PARTITION W2NW4 S04 T38N R14E 3P
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	STOCKDALE
Legal Lot Number	17
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1027
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3837 S UNION AVE, CHICAGO, IL 60609-1828
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2023	Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	202313305
Prior Transfer Date	Nov 12, 2015
Prior Transfer Doc	0000044007
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 28, 2023
Property Address	4181 S LOWE AVE, CHICAGO, IL 60609-2627
Document Number	0033213305
Instrument Date	Oct 30, 2023
Instrument	2333213305
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4181 S LOWE AVE, CHICAGO, IL 60609-2627

Mortgage

Document Number	0033213306
Date	Nov 28, 2023
Instrument	2333213306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.68%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2023
Property Address	4181 S LOWE AVE, CHICAGO, IL 60609-2627
Document Number	0019110039
Instrument Date	Jun 26, 2023
Instrument	2319110039
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, ST2750, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9919 S STATE ST, CHICAGO, IL 60628-1301

Mortgage

Document Number	0019110040
Date	Jul 10, 2023
Instrument	2319110040

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+10.34%) Land $3,326 Building $28,674	$320,000 (+10.34%) Land $33,260 Building $286,740
2023	$4,860.00 (+3.45%)
2022	$4,698.00 (+112.68%)	$29,000 (-) Land $4,158 Building $24,842	$290,000 (-) Land $41,580 Building $248,420
2021	$2,209.00 Homeowner's exemption Senior Citizen's exemption	$29,000 Land $4,158 Building $24,842	$290,000 Land $41,580 Building $248,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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