4199 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4199 Nelson Rd, Duluth, MN 55803

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,180 sqft · built 2003
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Jun 2021)
Tax Bill	$3,966 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`520-0017-00082`

Property Details

APN / Parcel Number

Primary APN	`520-0017-00082`
Alternative APN	`1111314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,180 sqft Gross Area
1st Floor Area	1,180 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	109,336 sqft (2.51 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	160 sqft
Patio Area	225 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1111314
Street Address	4199 NELSON RD
City	DULUTH
State	MN
Zip	55803-2740
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RES
Legal Description	WLY 168 FT OF THE FOLLOWING DESCRIBED PARCELPART OF NW1/4 OF SW1/4 OF NE1/4 DESCRIBED ASFOLLOWS BEG AT A PT ON THE NLY LINE
Legal Range	14W
Legal Township	51N
Legal Section	28
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2016
Census Tract	10400

Owner

4199 Nelson Rd, a residential property, is owned and occupied by two individuals who bought it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4199 NELSON RD, DULUTH, MN 55803-2740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20211416984
Prior Transfer Date	Apr 14, 2009
Prior Transfer Doc	0001116292
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 21, 2021
Property Address	4199 NELSON RD, DULUTH, MN 55803-2740
Document Number	0001416984
Instrument Date	Jun 15, 2021
Instrument	1416984
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4199 NELSON RD, DULUTH, MN 55803-2740

Mortgage

Document Number	0001416985
Date	Jun 21, 2021
Instrument	1416985

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4199 Nelson Rd was $3,966 with a homeowner's exemption, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,966.00 (+0.1%) Homeowner's exemption
2025	$3,962.00 (+4.04%) Homeowner's exemption	$313,700 (-2.97%) Land $56,600 Building $257,100	$313,700 (-2.97%) Land $56,600 Building $257,100
2024	$3,808.00	$323,300 Land $56,600 Building $266,700	$323,300 Land $56,600 Building $266,700
2022		$296,300 Land $52,200 Building $244,100	$296,300 Land $52,200 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4199 Nelson Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4199 Nelson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20