4176 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4176 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,624 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0017-00090`

Property Details

APN / Parcel Number

Primary APN	`520-0017-00090`
Alternative APN	`997191`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,820 sqft Gross Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,348 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	997191
Street Address	4176 NELSON RD
City	DULUTH
State	MN
Zip	55803-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF SW 1/4 OF SW 1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	28
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2016
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0017-00090

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4176 NELSON RD, DULUTH, MN 55803-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 08, 2015
Transfer Doc	0001271511
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4176 NELSON RD, DULUTH, MN 55803-2713
Document Number	00A1370836
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 NELSON RD DULUTH MN 558032713, DULUTH, MN 55803-2713

Mortgage

Document Number	00A1370836
Date	Jan 06, 2020
Instrument	A1370836

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 05, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,624.00 (+3.54%) Homeowner's exemption
2025	$4,466.00 (-7.46%) Homeowner's exemption	$359,600 (-) Land $64,800 Building $294,800	$359,600 (-) Land $64,800 Building $294,800
2024	$4,826.00	$359,600 (+2.95%) Land $64,800 Building $294,800	$359,600 (+2.95%) Land $64,800 Building $294,800
2022		$349,300 Land $62,000 Building $287,300	$349,300 Land $62,000 Building $287,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.