4197 Post Rd, Urbana, OH 43078 Property Records

Champaign County property record for 4197 Post Rd, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,206 sqft · built 1989
Lot Size	0.774 acres (33,750 sqft)
Owner	Individual Name on Record
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021565-9`

Property Details

APN / Parcel Number

Primary APN	`021565-9`
Alternative APN	`K41-11-11-13-05-030-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	33,750 sqft (0.774 acres)
Lot Dimensions	250 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	021565-9
Street Address	4197 POST RD
City	URBANA
State	OH
Zip	43078-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-13 __ THE COLONY SUB 3LOT 30
Legal Range	11W
Legal Township	11N
Legal Section	13
Legal Subdivision	THE COLONY SUB
Legal Lot Number	30
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2015
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4197 POST RD, URBANA, OH 43078-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022
Deed Sale	Oct 11, 2022
Prior Sale	Apr 24, 2008 · Amount on Record
Deed Document Number	20225066
Deed Book / Page	587 / 4434
Record Updated	Sep 20, 2026

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 11, 2022
Property Address	4197 POST RD, URBANA, OH 43078-9216
Document Number	00587/4434
Book / Page	587 / 4434
Map Reference	VOL E PG 99
Instrument Date	Oct 3, 2022
Instrument	202200005066
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4197 POST RD, URBANA, OH 43078-9216

Mortgage

Document Number	202200005067
Date	Oct 11, 2022
Instrument	202200005067

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 (-0.94%)	$74,450 (+23.84%) Land $14,160 Building $60,290	$212,730 (+23.86%) Land $40,460 Building $172,270
2024	$2,543.00 (-0.31%) Homeowner's exemption	$60,120 (-) Land $10,260 Building $49,860
2023	$2,551.00 (+16.38%) Homeowner's exemption	$60,120 (-) Land $10,260 Building $49,860	$171,750 (-) Land $29,300 Building $142,450
2022	$2,192.00 Homeowner's exemption Senior Citizen's exemption	$60,120 Land $10,260 Building $49,860	$171,750 Land $29,300 Building $142,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20