4196 Post Rd, Urbana, OH 43078 Property Records

Champaign County property record for 4196 Post Rd, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1988
Lot Size	0.792 acres (34,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021577-2`

Property Details

APN / Parcel Number

Primary APN	`021577-2`
Alternative APN	`K41-11-11-13-05-042-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	34,500 sqft (0.792 acres)
Lot Dimensions	250 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	021577-2
Street Address	4196 POST RD
City	URBANA
State	OH
Zip	43078-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-13 __ THE COLONY SUB 3LOT 42
Legal Range	11W
Legal Township	11N
Legal Section	13
Legal Subdivision	THE COLONY SUB
Legal Lot Number	42
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2014
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4196 POST RD, URBANA, OH 43078-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4196 POST RD, URBANA, OH 43078-9216
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00585/4237
Date	Jun 8, 2022
Book Page	585/4237
Instrument	202200002936

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (-1.17%)	$57,760 (+10.67%) Land $14,320 Building $43,440	$165,030 (+10.67%) Land $40,920 Building $124,110
2024	$1,626.00 (-10.95%) Homeowner's exemption Senior Citizen's exemption	$52,190 (-) Land $10,480 Building $41,710
2023	$1,826.00 (-1.46%) Homeowner's exemption Senior Citizen's exemption	$52,190 (-) Land $10,480 Building $41,710	$149,120 (-) Land $29,950 Building $119,170
2022	$1,853.00 Homeowner's exemption Senior Citizen's exemption	$52,190 Land $10,480 Building $41,710	$149,120 Land $29,950 Building $119,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20