4197 E Ortega St, San Luis, AZ 85349 Property Records

Yuma County property record for 4197 E Ortega St, San Luis, AZ 85349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2020
Lot Size	0.144 acres (6,253 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Nov 2021)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`777-63-437`

Property Details

APN / Parcel Number

Primary APN	`777-63-437`
Alternative APN	`R0100848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,253 sqft (0.144 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0100848
Street Address	4197 E ORTEGA ST
City	SAN LUIS
State	AZ
Zip	85336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: SANTA CECILIA NO 3 LOT: 437 SECTION: 10 TOWNSHIP: 11S RANGE: 24W
Legal Range	24W
Legal Township	11S
Legal Section	10
Legal Subdivision	SANTA CECILIA NO 3
Legal Lot Number	437
Jurisdiction	YUMA AZ
Township / Civil Division	SOMERTON
Census Block Group	1
Census Block	1105
Census Tract	11801

Owner

4197 E Ortega St is owned by two individuals who bought it in November 2021.

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9103 W WILLIAMS ST, TOLLESON, AZ 85353-5591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 6, 2020	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202143908
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 24, 2021
Property Address	4197 E ORTEGA ST, SAN LUIS, AZ 85336
Document Number	0000043908
Map Reference	MB 31 PG 30&31
Instrument Date	Nov 15, 2021
Instrument	2021-43908
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4197 E ORTEGA ST, SAN LUIS, AZ 85336

Mortgage

Document Number	0000043909
Date	Nov 24, 2021
Instrument	2021-43909

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 6, 2020
Property Address	4197 E ORTEGA ST, SAN LUIS, AZ 85349
Document Number	0000030289
Map Reference	MB31 GP 30&31
Instrument Date	Oct 1, 2020
Instrument	2020-30289
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1649, SAN LUIS, AZ 85349-1649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1443, SAN LUIS, AZ 85349-1443

Mortgage

Document Number	0000030291
Date	Oct 6, 2020
Instrument	2020-30291

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 6, 2020
Property Address	4197 E ORTEGA ST, SAN LUIS, AZ 85349
Document Number	0000030290
Instrument Date	Oct 1, 2020
Instrument	30290
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1443 SAN LUIS AZ 853491443, SAN LUIS, AZ 85349-1443

Tax Assessment & Valuation

The 2025 property tax bill for 4197 E Ortega St was $1,771.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	San Luis City
Elementary School District	Somerton Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,054 Land $3,854 Building $12,200	$220,774 Land $53,000 Building $167,774
2025	$1,771.00
2023	$1,700.00	$13,868 Land $3,352 Building $10,516	$157,225 Land $38,000 Building $119,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4197 E Ortega St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4197 E Ortega St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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