4181 E Ortega St, San Luis, AZ 85349 Property Records

Yuma County property record for 4181 E Ortega St, San Luis, AZ 85349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 2020
Lot Size	0.144 acres (6,253 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2020)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`777-63-439`

Property Details

APN / Parcel Number

Primary APN	`777-63-439`
Alternative APN	`R0100850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,253 sqft (0.144 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0100850
Street Address	4181 E ORTEGA ST
City	SAN LUIS
State	AZ
Zip	85336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: SANTA CECILIA NO 3 LOT: 439 SECTION: 10 TOWNSHIP: 11S RANGE: 24W
Legal Range	24W
Legal Township	11S
Legal Section	10
Legal Subdivision	SANTA CECILIA NO 3
Legal Lot Number	439
Jurisdiction	YUMA AZ
Township / Civil Division	SOMERTON
Census Block Group	1
Census Block	1105
Census Tract	11801

Owner

4181 E Ortega St is owned by two individuals who bought it in November 2020.

Source: Yuma County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 10811, SAN LUIS, AZ 85349-6867
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FOOTHILLS BANK
Nov 17, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Deed Document Number	202035040
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	4181 E ORTEGA ST, SAN LUIS, AZ 85349
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025582
Date	Aug 27, 2020
Instrument	2020-25582

Lender

Name	THE FOOTHILLS BANK
Type	Bank
Address	YUMA, AZ 85364

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 17, 2020
Property Address	4181 E ORTEGA ST, SAN LUIS, AZ 85349
Document Number	0000035040
Map Reference	MB 31PG 30&31
Instrument Date	Nov 12, 2020
Instrument	2020-35040
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3780, SAN LUIS, AZ 85349-3780

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 10811, SAN LUIS, AZ 85349-6867

Mortgage

Document Number	0000035041
Date	Nov 17, 2020
Instrument	2020-35041

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000035042
Date	Nov 17, 2020
Instrument	2020-35042

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4181 E Ortega St was $1,995.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	San Luis City
Elementary School District	Somerton Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,087 Land $3,839 Building $14,248	$249,693 Land $53,000 Building $196,693
2025	$1,995.00
2023	$1,916.00	$15,625 Land $3,343 Building $12,282	$177,630 Land $38,000 Building $139,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4181 E Ortega St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4181 E Ortega St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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