4196 Oak Ln, Banning, CA 92220 Property Records

Riverside County property record for 4196 Oak Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,295 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Mar 2025)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-421-007`

Property Details

APN / Parcel Number

Primary APN	`535-421-007`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	3,077 sqft
1st Floor Area	2,295 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	685 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4196 OAK LN
City	BANNING
State	CA
Zip	92220-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.23 ACRES M/L IN LOT 70 MB 399/024 TR 30906-1
Legal Subdivision	TRACT NO. 309061
Legal Tract	30906-1
Legal Lot Number	70
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1002
Census Tract	44103

Owner

4196 Oak Ln is owned and occupied by two individuals who bought it in March 2025.

Source: Riverside County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4196 OAK LN, BANNING, CA 92220-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Dec 7, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Apr 26, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Aug 6, 2009 · Amount on File
Deed Document Number	202583650
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	BANNING, CA 92220
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000375780
Date	Dec 19, 2023
Instrument	2023-0375780

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 7, 2023
Property Address	BANNING, CA 92220
Document Number	0000364815
Map Reference	MB 399 PG 24-32
Instrument Date	Dec 4, 2023
Instrument	2023-0364815
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W CITRUS EDGE ST, GLENDORA, CA 91740-5005
Investor	Possibly a Property Investor

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 26, 2023
Property Address	BANNING, CA 92220
Document Number	0000119160
Map Reference	MB 399 PG 24-32
Instrument Date	Apr 18, 2023
Instrument	2023-0119160
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W CITRUS EDGE ST, GLENDORA, CA 91740-5005

Tax Assessment & Valuation

The 2025 property tax bill for 4196 Oak Ln was $5,706.

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,706.00	$70,747 Land $70,747
2023	$809.00 (+2.8%)	$35,502 Land $35,502
2022	$787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4196 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4196 Oak Ln is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures