4112 Oak Ln, Banning, CA 92220 Property Records

Riverside County property record for 4112 Oak Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,701 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$384,000 (May 2019)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-421-003`

Property Details

APN / Parcel Number

Primary APN	`535-421-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,701 sqft Living Area
Gross Area	3,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4112 OAK LN
City	BANNING
State	CA
Zip	92220-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.23 ACRES M/L IN LOT 66 MB 399/024 TR 30906-1
Legal Subdivision	TRACT NO 30906 1
Legal Tract	30906-1
Legal Lot Number	66
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1002
Census Tract	44103

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4112 OAK LN, BANNING, CA 92220-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRANS UNITED FINANCIAL SERVICES INC
May 30, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
May 30, 2019	Grant Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Document Number	2019193300
Last Transfer Date	May 5, 2021
Transfer Doc	0000291847
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 11, 2021
Property Address	4112 OAK LN, BANNING, CA 92220-1135
Document Number	0000291847
Map Reference	MB 399 PG 24-32
Instrument Date	May 5, 2021
Instrument	2021-0291847
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 OAK LN, BANNING, CA 92220-1135

Mortgage

Document Number	0000291848
Date	May 11, 2021
Instrument	2021-0291848

Lender

Name	TRANS UNITED FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2019
Property Address	4112 OAK LN, BANNING, CA 92220-1135
Document Number	0000193301
Instrument Date	May 17, 2019
Instrument	193301
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4112 OAK LN BANNING CA 922201135, BANNING, CA 92220-1135

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2019
Property Address	4112 OAK LN, BANNING, CA 92220-1135
Document Number	0000193300
Instrument Date	Apr 22, 2019
Instrument	193300
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4112 OAK LN BANNING CA 922201135, BANNING, CA 92220-1135

Mortgage

Document Number	193302
Date	May 30, 2019
Instrument	193302

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,920 (+2%) Land $51,199 Building $385,721
2025	$6,213.00 (+2.25%)	$428,354 (+4.04%) Land $50,196 Building $378,158
2023	$6,076.00 (+2.26%)	$411,723 Land $48,248 Building $363,475
2022	$5,942.00
2021			$448,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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