4196 Chaban Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4196 Chaban Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,697 sqft · built 2014
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2004)
Tax Bill	$8,796 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-481-004-6`

Property Details

APN / Parcel Number

Primary APN	`115-481-004-6`
Alternative APN	`115-481-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,697 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	15,333 sqft (0.352 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4194 CHABAN DR, 4196
City	CONCORD
State	CA
Zip	94521-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	GEHRINGER SUBN POR LOT 45 .352 AC
Legal Subdivision	GEHRINGER SUB
Legal Lot Number	45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	332000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4194 CHABAN DR, 4196, CONCORD, CA 94521-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2004 · Amount on Record
Deed Sale	Oct 27, 2004 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	2004411218
Last Transfer Date	Sep 28, 2020
Transfer Doc	0000228109
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4196 CHABAN DR, CONCORD, CA 94521-1102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 CHABAN DR, CONCORD, CA 94521-1102

Mortgage

Document Number	0000149432
Date	May 20, 2021
Instrument	2021-149432

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2020
Property Address	4196 CHABAN DR, CONCORD, CA 94521-1102
Document Number	0000228109
Map Reference	MB 16 PG 353
Instrument Date	Sep 28, 2020
Instrument	2020-228109
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4196 CHABAN DR, CONCORD, CA 94521-1102

Mortgage

Document Number	0000228110
Date	Oct 6, 2020
Instrument	2020-228110

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,269 (+2%) Land $390,274 Building $327,995
2025	$8,796.00 (+4.5%)	$704,186 (+4.04%) Land $382,622 Building $321,564
2023	$8,417.00 (+1.3%)	$676,843 Land $367,765 Building $309,078
2022	$8,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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