4190 Chaban Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4190 Chaban Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1966
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Aug 2025)
Tax Bill	$7,528 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-481-005-3`

Property Details

APN / Parcel Number

Primary APN	`115-481-005-3`
Alternative APN	`115-481-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	9,120 sqft (0.209 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4190 CHABAN DR
City	CONCORD
State	CA
Zip	94521-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 3511 LOT 11 EX 1/2 MR
Legal Subdivision	CROWN MANOR
Legal Tract	3511
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	332000

Owner

4190 Chaban Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4190 CHABAN DR, CONCORD, CA 94521-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Jan 7, 2005 · Amount on File
Deed Document Number	202582803
Prior Transfer Date	Apr 11, 1994
Prior Transfer Doc	0000103615
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4190 CHABAN DR, CONCORD, CA 94521-1102
Document Number	0000049802
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4190 CHABAN DR CONCORD CA 945211102, CONCORD, CA 94521-1102

Mortgage

Document Number	0000049802
Date	Mar 30, 2018
Instrument	49802

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.78%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4190 CHABAN DR, CONCORD, CA 94521-1102
Document Number	0000049801
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4190 CHABAN DR CONCORD CA 945211102, CONCORD, CA 94521-1102

Mortgage

Document Number	0000049801
Date	Mar 30, 2018
Instrument	49801

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.78%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4190 CHABAN DR, CONCORD, CA 94521-1102
Document Number	0000189592
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4190 CHABAN DR CONCORD CA 945211102, CONCORD, CA 94521-1102

Mortgage

Document Number	0000189592
Date	Nov 26, 2018
Instrument	189592

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.78%

Tax Assessment & Valuation

The 2025 property tax bill for 4190 Chaban Dr was $7,528.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$670,000 (+11.03%) Land $400,000 Building $270,000
2025	$7,528.00 Homeowner's exemption	$603,465 Land $401,092 Building $202,373
2023	$7,190.00 (+1.41%) Homeowner's exemption	$580,033 Land $385,518 Building $194,515
2022	$7,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4190 Chaban Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4190 Chaban Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom.

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