4195 McCrays Mill Rd, Sumter, SC 29154 Property Records

Sumter County property record for 4195 McCrays Mill Rd, Sumter, SC 29154 · Last verified December 2025

Property Highlights

Property TypeAgriculture / Farming > General Agricultural/Rural
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2020
Square Footage1,440 sqft Total Area
Lot Size892,980 sqft (20.5 acres)
OccupancyOwner Occupied
Last Sale$610,000 (2019)
Tax Bill$3,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN159-00-01-106
Alternative APN
  • 12450

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Total Rooms8 Rooms
Building Area1,440 sqft Total Area
1st Floor1,440 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureUnfinished Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeMetal Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area892,980 sqft (20.5 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Total Buildings2 Total Buildings
Shed1 Shed
Shed Area1,520 sqft Shed
Stable2,304 sqft Stable

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number12450
Old Parcel Number159 00 01 106
Street Address4195 MCCRAYS MILL RD
CitySUMTER
StateSC
Zip29154-8285
Property UsageAgriculture or Farming Property Usage
TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionPB01-58/ PT LOT 3 20.50 AC PB2001-58
Legal Lot Number3
JurisdictionSUMTER SC
Minor Civil DivisionSUMTER SOUTHWEST
Census Blockgroup1
Census Block1015
Census Tract1801

Owner

Source: Sumter County records · APN 159-00-01-106

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN AIRLINES FCU
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jan 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONAL BANK OF KANSAS CITY
Feb 07, 2019Survivorship Deed, Transfer · Veterans Administration Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2019 · Amount on Record
Deed SaleFeb 07, 2019 · Amount on Record
Deed Doc Number0012523155
Deed Book / Page1252 / 3155
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0013492860
DateJan 20, 2026
Book Page1349/2860
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressDALLAS, TX 75261
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 19, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0012801555
DateFeb 02, 2021
Book Page1280/1555
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
Transaction TypeMortgage
Record UpdatedMay 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012643471
DateJan 29, 2020
Book Page1264/3471
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

February 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionSUMTER SC
Recording DateFeb 07, 2019
Property Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
Document Number0012523155
Book / Page1252 / 3155
Instrument DateFeb 01, 2019
Transaction TypeTransfer
Record UpdatedMay 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,257.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 MCCRAYS MILL RD, SUMTER, SC 29154-8285
InvestorPossibly a Property Investor

Mortgage

Document Number0012523158
DateFeb 07, 2019
Instrument1252/3158
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00 (+0.67%)$22,340 (-6.49%) Land $760 Building $21,580$663,841 (-) Land $85,500 Building $578,341
2023$23,890 (-) Land $760 Building $23,130$663,841 (-) Land $85,500 Building $578,341
2022$3,421.00$23,890 Land $760 Building $23,130$663,841 Land $85,500 Building $578,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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