Sumter County property record for 4115 McCrays Mill Rd, Sumter, SC 29154 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,407 sqft Living Area |
| Lot Size | 226,512 sqft (5.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2019) |
| Tax Bill | $1,696.00 (2025) |
| Primary APN | 159-00-01-117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,407 sqft Living Area |
| 1st Floor | 2,407 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 226,512 sqft (5.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 181 sqft Patio |
| Porch | Covered Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 12458 |
|---|---|
| Old Parcel Number | 159 00 01 117 |
| Street Address | 4115 MCCRAYS MILL RD |
| City | SUMTER |
| State | SC |
| Zip | 29154-8285 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3B PB01-207 5.20 AC |
| Legal Lot Number | 3B |
| Jurisdiction | SUMTER SC |
| Minor Civil Division | SUMTER SOUTHWEST |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 1801 |
Source: Sumter County records · APN 159-00-01-117
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK |
| Aug 02, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage THE CITIZENS BANK |
| Apr 16, 2019 | Deed, Transfer · Conventional Mortgage THE CITIZENS BANK |
| Jun 18, 2018 | Grant Deed, Transfer · Line of Credit BANK OF CLARENDON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Doc Number | 0012542891 |
| Deed Book / Page | 1254 / 2891 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0012844740 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 1284/4740 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MURRELLS INLET, SC 29576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Document Number | 0013240721 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 1324/721 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012581929 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 1258/1929 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MURRELLS INLET, SC 29576 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 16, 2019 |
| Property Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Document Number | 0012542891 |
| Book / Page | 1254 / 2891 |
| Map Reference | MB 2006 PG 504 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.50 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2177 STANLEY CT, SUMTER, SC 29154-7112 |
| Document Number | 0012542894 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 1254/2894 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 18, 2018 |
| Property Address | 4115 MCCRAYS MILL RD, SUMTER, SC 29154-8285 |
| Document Number | 0012452599 |
| Book / Page | 001245 / 002599 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1015 FOXRIDGE CT SUMTER SC 291501732, SUMTER, SC 29150-1732 |
| Document Number | 12452602 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 001245/002602 |
| Name | BANK OF CLARENDON |
|---|---|
| Type | Bank |
| Address | MANNING, SC 29102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (+0.77%) | $10,810 (-) Land $1,660 Building $9,150 | $270,337 (-) Land $41,600 Building $228,737 |
| 2023 | $10,810 (-) Land $1,660 Building $9,150 | $270,337 (-) Land $41,600 Building $228,737 | |
| 2022 | $1,683.00 | $10,810 Land $1,660 Building $9,150 | $270,337 Land $41,600 Building $228,737 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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