Caldwell County property record for 4195 Duff Dr, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,050 sqft · built 1979 |
| Lot Size | 0.53 acres (23,108 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,190 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 35 1 46 |
| Primary APN | 08 35 1 46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| Gross Area | 1,074 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 23,108 sqft (0.53 acres) |
| Lot Dimensions | 218 ft deep x 106 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 24 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 20743 |
|---|---|
| Street Address | 4195 DUFF DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0711/0468 0078 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4195 DUFF DR, HUDSON, NC 28638-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4195 DUFF DR, HUDSON, NC 28638-9009 |
| Document Number | 0010039826 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4195 DUFF DR HUDSON NC 286389009, HUDSON, NC 28638-9009 |
| Document Number | 0010039826 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 001978/001277 |
| Instrument | 10039826 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,190.00 (-3.57%) | $146,200 (-) Land $14,200 Building $132,000 | |
| 2025 | $1,234.00 (+39.91%) | $146,200 (+58.05%) Land $14,200 Building $132,000 | $146,200 (+58.05%) Land $14,200 Building $132,000 |
| 2023 | $92,500 (-) Land $14,200 Building $78,300 | $92,500 (-) Land $14,200 Building $78,300 | |
| 2022 | $882.00 | $92,500 Land $14,200 Building $78,300 | $92,500 Land $14,200 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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