4189 Duff Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 4189 Duff Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Nov 2019)
Tax Bill	$1,163 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 35 1 15B`

Property Details

APN / Parcel Number

Primary APN	`08 35 1 15B`
Alternative APN	`167559`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,084 sqft Heated Area
Gross Area	1,580 sqft
1st Floor Area	1,084 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	167559
Street Address	4189 DUFF DR
City	HUDSON
State	NC
Zip	28638-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1975 PG 1452 YR 19 ST 198.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3037
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4189 DUFF DR, HUDSON, NC 28638-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Jun 17, 1999
Deed Document Number	201910038532
Deed Book / Page	1975 / 1452
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Jun 26, 2026
Property Address	4189 DUFF DR, HUDSON, NC 28638-9009
Document Number	0010120391
Book / Page	2168 / 2026
Instrument Date	Jun 22, 2026
Instrument	202610120391
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 DUFF DR, HUDSON, NC 28638-9009

Mortgage

Document Number	0010120391,
Date	Jun 26, 2026
Book Page	2168/2026
Instrument	202610120391

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4189 DUFF DR, HUDSON, NC 28638-9009
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020451479
Date	Jan 20, 2022
Book Page	2045/1479
Instrument	10067570

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,163.00 (-16.75%)	$142,900 (-) Land $15,400 Building $127,500
2025	$1,397.00 (+71.62%)	$142,900 (+78.18%) Land $15,400 Building $127,500	$142,900 (+78.18%) Land $15,400 Building $127,500
2024	$814.00 (+6.13%)
2023		$80,200 (-) Land $13,200 Building $67,000	$80,200 (-) Land $13,200 Building $67,000
2022	$767.00	$80,200 Land $13,200 Building $67,000	$80,200 Land $13,200 Building $67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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