4194 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4194 Roberta Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 2017
Lot Size	0.171 acres (7,457 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Sep 2022)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-15-537004-000280`

Property Details

APN / Parcel Number

Primary APN	`26-28-15-537004-000280`
Alternative APNs	`152826537004000280` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,457 sqft (0.171 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	113 sqft

Location & Zoning

Street Address	4194 ROBERTA DR
City	WINTER HAVEN
State	FL
Zip	33881-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKEYE RIDGE PB 145 PG 47-49 LOT 28
Legal Range	26E
Legal Township	28S
Legal Section	15
Legal Subdivision	BUCKEYE RIDGE
Legal Tract	537004
Legal Block	3
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3008
Census Tract	13702

Owner

4194 Roberta Dr is owned and occupied by an individual who bought it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 23, 2022	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 1, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 11, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MTG
Mar 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	2022258580
Deed Book / Page	12430 / 1918
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 23, 2022
Property Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0000258580
Book / Page	12430 / 1918
Map Reference	MB 145 PG 47-49
Instrument Date	Sep 23, 2022
Instrument	2022258580
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370

Mortgage

Document Number	0124301920
Date	Sep 23, 2022
Instrument	12430/1920

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Sep 23, 2022
Property Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0000258805
Book / Page	12431 / 341
Map Reference	MB 145 PG 47-49
Instrument Date	Sep 23, 2022
Instrument	2022258805
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 1, 2022
Property Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0000209087
Book / Page	12362 / 1057
Map Reference	MB 145 PG 47-5
Instrument Date	Jul 26, 2022
Instrument	2022209087
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 ROSE BLVD, 2165, WINTER HAVEN, FL 33881-4395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 EAST ROSE GERMANN ROAD #1 # 1, 1, CHANDLER, AZ 85286
Investor	Possibly a Property Investor

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 11, 2017
Property Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0101992126
Book / Page	010199 / 002126
Instrument Date	Jul 3, 2017
Instrument	130705
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2017
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4194 ROBERTA DR WINTER HAVEN FL 338814370, WINTER HAVEN, FL 33881-4370

Mortgage

Document Number	101992127
Date	Jul 11, 2017
Book Page	010199/002127
Instrument	130706

Lender

Name	EQUITY PRIME MTG
Address	5 CONCOURSE PARKWAY QUEEN # 2250, ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 14, 2017
Property Address	4194 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0100890976
Book / Page	010089 / 000976
Instrument Date	Jan 17, 2017
Instrument	48218
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,835.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

The 2025 property tax bill for 4194 Roberta Dr was $4,799.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,750 (-0.62%) Land $44,000 Building $206,750	$250,750 (-0.62%) Land $44,000 Building $206,750
2025	$4,799.00	$252,316 Land $44,000 Building $208,316	$252,316 Land $44,000 Building $208,316
2023	$5,107.00 (+67.22%)	$265,212 (+32.57%) Land $42,000 Building $223,212	$265,212 (+12.33%) Land $42,000 Building $223,212
2022	$3,054.00 Homeowner's exemption	$200,051	$236,102 Land $33,000 Building $203,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4194 Roberta Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4194 Roberta Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roberta Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures