4194 Opal St, Oakland, CA 94609 Property Records

Alameda County property record for 4194 Opal St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 923 sqft · built 1922
Lot Size	0.089 acres (3,885 sqft)
Owner	Trust Name on File
Last Sale	$1,132,500 (Feb 2019)
Tax Bill	$18,013 (2025)
Deeds & Mortgages	Oct 2023 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-1004-40`

Property Details

APN / Parcel Number

Primary APN	`12-1004-40`
Alternative APN	`012-1004-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	923 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,885 sqft (0.089 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4194 OPAL ST
City	OAKLAND
State	CA
Zip	94609-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00040 BLK: AR: 0012 PAGE: 1004
Legal Subdivision	ALTON PARK
Legal Block	C
Legal Lot Number	31&32
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	401200

Owner

4194 Opal St is owner-occupied and held in a trust since October 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Intrafamily Transfer, Transfer
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 26, 2019	Grant Deed, Transfer UNIVERSITY/CA HM LN PROGRAM CO
Dec 17, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	Oct 29, 2004 · Amount on File
Deed Document Number	201935708
Last Transfer Date	Oct 11, 2023
Transfer Doc	0000125814
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 25, 2023
Property Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000125814
Map Reference	MB 17 PG 23
Instrument Date	Oct 11, 2023
Instrument	2023125814
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4194 OPAL ST, OAKLAND, CA 94609-2618

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 OPAL ST, OAKLAND, CA 94609-2618

Mortgage

Document Number	0000160430
Date	Apr 23, 2021
Instrument	2021160430

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 26, 2019
Property Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000035708
Instrument Date	Feb 14, 2019
Instrument	35708
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4194 OPAL ST OAKLAND CA 946092618, OAKLAND, CA 94609-2618

Mortgage

Document Number	35709
Date	Feb 26, 2019
Instrument	35709

Lender

Name	UNIVERSITY/CA HM LN PROGRAM CO
Address	OAKLAND, CA 94607-5200

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 17, 2018
Property Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000238050
Instrument Date	Dec 6, 2018
Instrument	238050
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4194 OPAL ST OAKLAND CA 946092618, OAKLAND, CA 94609-2618

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 17, 2018
Property Address	4194 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000180855
Instrument Date	Sep 14, 2018
Instrument	180855
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 OPAL ST OAKLAND CA 946092618, OAKLAND, CA 94609-2618

Tax Assessment & Valuation

The 2025 property tax bill for 4194 Opal St was $18,013 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,281,227 (+1.45%) Land $386,468 Building $901,759
2025	$18,013.00 Homeowner's exemption	$1,262,968 Land $378,890 Building $884,078
2023	$18,368.00 Homeowner's exemption	$1,213,933 Land $364,180 Building $849,753	$1,197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4194 Opal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4194 Opal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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