4192 Opal St, Oakland, CA 94609 Property Records

Alameda County property record for 4192 Opal St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,266 sqft · built 1920
Lot Size	0.089 acres (3,885 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Mar 2024)
Tax Bill	$10,448 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-1004-39`

Property Details

APN / Parcel Number

Primary APN	`12-1004-39`
Alternative APN	`012-1004-039-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,266 sqft Total Area

Exterior

Year Built	Built 1920
Architectural Style	Other
Construction Type	Wood
Lot Area	3,885 sqft (0.089 acres)

Location & Zoning

Street Address	4192 OPAL ST
City	OAKLAND
State	CA
Zip	94609-2618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	ALTON PARK
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	401200

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4192 OPAL ST, OAKLAND, CA 94609-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ALLIANCE LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Dec 7, 2016
Deed Document Number	2024038350
Record Updated	Jun 8, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 20, 2024
Property Address	4192 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000038350
Map Reference	MB 17 PG 23
Instrument Date	Mar 15, 2024
Instrument	2024038350
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4192 OPAL ST, OAKLAND, CA 94609-2618

Mortgage

Document Number	0000038351
Date	Mar 20, 2024
Instrument	2024038351

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4192 OPAL ST, OAKLAND, CA 94609-2618
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4017 WLNDSONG DR, TRACY, CA 95377-8811

Mortgage

Document Number	0000197367
Date	May 26, 2021
Instrument	2021197367

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution
Address	SAN RAFAEL, CA 94901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4192 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000196779
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4192 OPAL ST TRACY CA 95377, TRACY, CA 95377

Mortgage

Document Number	0000196779
Date	Oct 1, 2019
Instrument	196779

Lender

Name	CAPITAL ALLIANCE
Type	Funding / Finance Company
Address	1108 5TH AVE # 202, SAN RAFAEL, CA 94901-2996

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,448.00 (+82.43%)	$612,000 (+144.9%) Land $183,600 Building $428,400
2023	$5,727.00	$249,897 Land $224,982 Building $24,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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