Lake County property record for 4194 Madison Ave, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Owner Name on File |
| Last Sale | $109,000 (Apr 2004) |
| Tax Bill | $4,158 (2023) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-023-H-00-068-0 |
| Primary APN | 27-A-023-H-00-068-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | B 82 |
|---|---|
| Street Address | 4194 MADISON AVE |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 2 TRACT 13 |
| Legal Subdivision | ORCHARD PARK ALLOTMENT NO. 2 |
| Legal Tract | 13 |
| Legal Lot Number | 222 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201400 |
The current owner of 4194 Madison Ave bought it in April 2004.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4194 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 2, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2004 · Amount on File |
| Deed Sale | Apr 5, 2004 · Amount on File |
| Deed Document Number | 1154 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4194 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4194 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Document Number | 0000015318 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022R015318 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | NEW VINEYARD, ME 04956 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4194 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018645 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021R018645 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4194 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000009506 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019R009506 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,158.00 (+53.32%) Homeowner's exemption | $43,920 (-) Land $13,750 Building $30,170 | |
| 2022 | $2,712.00 Homeowner's exemption | $43,920 Land $13,750 Building $30,170 | |
| 2021 | $125,500 Land $39,290 Building $86,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4194 Madison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4194 Madison Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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