Lake County property record for 4186 Madison Ave, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 794 sqft · built 1920 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (May 2023) |
| Tax Bill | $4,648 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-023-H-00-067-0 |
| Primary APN | 27-A-023-H-00-067-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 794 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 352 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4186 MADISON AVE |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 2 TRACT 13 |
| Legal Subdivision | ORCHARD PARK ALLOTMENT NO. 2 |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Lot Number | 223 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201400 |
Source: Lake County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4186 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 22, 2023 | Limited Warranty Deed, Transfer · Commercial Mortgage FRANK PAYNE |
| Feb 16, 2018 | Quit Claim Deed, Transfer ENTERPRISE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2010 · Amount on Record |
| Deed Document Number | 20239391 |
| Prior Transfer Date | Jan 15, 2018 |
| Prior Transfer Doc | 0000003816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 22, 2023 |
| Property Address | 4186 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Document Number | 0000009391 |
| Map Reference | VOL F PG 27 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023R009391 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4186 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Document Number | 0000009392 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023R009392 |
| Name | FRANK PAYNE |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2038 |
| Rate | 6% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 16, 2018 |
| Property Address | 4186 MADISON AVE, WILLOUGHBY, OH 44094-6114 |
| Document Number | 0000003816 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 3816 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | ENTERPRISE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 37385 ROGERS RD WILLOUGHBY HILLS OH 440949482, WILLOUGHBY HILLS, OH 44094-9482 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,648.00 (-19.9%) | $72,850 (+18.84%) Land $16,710 Building $56,140 | $208,130 (+18.84%) Land $47,730 Building $160,400 |
| 2023 | $5,803.00 (+50.49%) Homeowner's exemption | $61,300 (-) Land $13,750 Building $47,550 | |
| 2022 | $3,856.00 | $61,300 Land $13,750 Building $47,550 | |
| 2021 | $175,140 Land $39,290 Building $135,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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