4194 First Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4194 First Lake Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 280 sqft · built 2016
Lot Size	11.4 acres (499,198 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Nov 2025)
Tax Bill	$864 (2026)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`628-0010-01961`

Property Details

APN / Parcel Number

Primary APN	`628-0010-01961`
Alternative APNs	`1008479` `1191182`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	280 sqft Gross Area
1st Floor Area	280 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	499,198 sqft (11.4 acres)
Deck Area	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1191182
Street Address	4194 FIRST LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF NE1/4 OF SE1/4 LYING W OF ECHOTRAIL EX ASSUMING N LINE OF NE1/4 OF SE1/4 TOBEAR S89DEG33'34"W & FROM NE COR RUN
Legal Range	13W
Legal Township	64N
Legal Section	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1173
Census Tract	15502

Owner

Source: St. Louis County records · APN 628-0010-01961

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2796 150TH ST, COON RAPIDS, IA 50058-7510
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	May 05, 2016 · Amount on Record
Deed Document Number	20251522614
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 18, 2025
Property Address	4194 FIRST LAKE RD, ELY, MN 55731
Document Number	0001522614
Instrument Date	Nov 13, 2025
Instrument	1522614
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$425.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 150TH ST, COON RAPIDS, IA 50058-7510

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$864.00 (+11.63%)
2025	$774.00 (+12.83%)	$131,700 (+73.06%) Land $97,400 Building $34,300	$131,700 (+73.06%) Land $97,400 Building $34,300
2024	$686.00	$76,100 (+24.96%) Land $61,400 Building $14,700	$76,100 (+24.96%) Land $61,400 Building $14,700
2022		$60,900 Land $50,300 Building $10,600	$60,900 Land $50,300 Building $10,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	High above 85% of the US · above 95% of Minnesota
Wildfire Likelihood	About 1 in 175 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.