4138 First Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4138 First Lake Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	1 Beds
Architecture Style	Rustic
Year Built	Built 1991
Square Footage	480 sqft Gross Area
Lot Size	686,070 sqft (15.7 acres)
Last Sale	$185,000 (2007)
Tax Bill	$2,000.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`628-0010-01990`
Alternative APN	`1092397`

Interior

Bedrooms	1 Beds
Building Area	480 sqft Gross Area
1st Floor	320 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Rustic Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	686,070 sqft (15.7 acres)
Deck Area	80 sqft Deck
Porch Area	64 sqft Porch
Sauna	Sauna

Utilities and HVAC

Heating Fuel	Wood Heating Fuel

Location & Zoning

Account Number	1092397
Street Address	4138 FIRST LAKE RD
City	ELY
State	MN
Zip	55731
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOT 1 EX THAT PART LYING S OF THE FOLLOWINGDESCRIBED LINE ASSUMING W LINE OF LOT 1 TOBEAR S02DEG09'54"E & FROM THE NW COR
Legal Range	13W
Legal Township	64N
Legal Section	13
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	NORTHEAST ST. LOUIS
Census Blockgroup	1
Census Block	1173
Census Tract	15502

Owner

Source: St. Louis County records · APN 628-0010-01990

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5325 N EAGER DR, ELOY, AZ 85131-3172
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 14, 2019	Deed of Trust, Mortgage AMERICAN BK/THE NORTH
Nov 05, 2019	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2007 · Amount on Record
Deed Sale	Apr 27, 2007 · Amount on Record
Prior Sale	Dec 03, 2004 · Amount on Record
Deed Doc Number	20071049605
Last Transfer Date	Oct 31, 2019
Transfer Doc	00A1366769
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4138 FIRST LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404370
Date	Feb 18, 2021
Instrument	1404370

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2020
Property Address	4138 FIRST LAKE RD, ELY, MN 55731
Document Number	00A1385105
Instrument Date	Jun 30, 2020
Instrument	A1385105
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	401 E 8TH ST #214PMB7103 SIOUX FALLS SD 571037011, 214PMB, SIOUX FALLS, SD 57103-7011

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4138 FIRST LAKE RD, ELY, MN 55731
Document Number	00A1368414
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4138 FIRST LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1368414
Date	Nov 25, 2019
Instrument	A1368414

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.46%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 05, 2019
Property Address	4138 FIRST LAKE RD, ELY, MN 55731
Document Number	00A1366769
Instrument Date	Oct 31, 2019
Instrument	A1366769
Transaction Type	Transfer
Record Updated	Feb 03, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1925 SANDCHERRY CT NW ROCHESTER MN 559013474, ROCHESTER, MN 55901-3474

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4138 FIRST LAKE RD, ELY, MN 55731
Document Number	00A1318918
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 BELVIOR LN NE BYRON MN 559201548, BYRON, MN 55920-1548

Mortgage

Document Number	00A1318918
Date	Sep 29, 2017
Instrument	A1318918

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MOUNT IRON, MN 55768

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,000.00 (+4.49%)
2025	$1,914.00 (+11.93%)	$223,300 (+24.4%) Land $158,500 Building $64,800	$223,300 (+24.4%) Land $158,500 Building $64,800
2024	$1,710.00	$179,500 (+11.98%) Land $142,300 Building $37,200	$179,500 (+11.98%) Land $142,300 Building $37,200
2022		$160,300 Land $129,400 Building $30,900	$160,300 Land $129,400 Building $30,900

4138 First Lake Rd, Ely, MN 55731 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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