4193 Victory Pointe Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 4193 Victory Pointe Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,154 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individuals on Record
Last Sale	$1,275,000 (Dec 2019)
Tax Bill	$5,443 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`599-08-00-015`

Property Details

APN / Parcel Number

Primary APN	`599-08-00-015`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,154 sqft Living Area
Gross Area	7,437 sqft
1st Floor Area	2,668 sqft
Upper Floors Area	1,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	437 sqft
Deck Area	132 sqft
Patio Area	781 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4193 VICTORY POINTE DR
City	MOUNT PLEASANT
State	SC
Zip	29466-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE BLUFF AT CHARLESTON NATIONAL DESCRIPTION -LOT 4193 TRACT 12 SITE NAME -THE BLUFF AT CHAS NAT'L
Legal Subdivision	THE BLUFF AT CHARLESTON NATIONAL
Legal Tract	12
Legal Lot Number	4193
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4000
Census Tract	4609

Owner

Source: Charleston County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4193 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Prior Sale	May 13, 2010 · Amount on Record
Deed Book / Page	844 / 618
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	0646/0900
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4193 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010630724
Date	Dec 29, 2021
Book Page	1063/724

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4193 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Document Number	0844/0619
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4193 VICTORY POINTE DR MOUNT PLEASANT SC 294666931, MOUNT PLEASANT, SC 29466-6931

Mortgage

Document Number	0844/0619
Date	Dec 5, 2019
Book Page	000844/000619

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 22, 2017
Property Address	4193 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Document Number	0646/0900
Book / Page	000646 / 000900
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4193 VICTORY POINTE DR MOUNT PLEASANT SC 294666931, MOUNT PLEASANT, SC 29466-6931

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,443.00 (+12.97%)
2024	$4,818.00 (+7.16%)	$51,000 (-)
2022	$4,496.00	$51,000	$1,275,000 (-) Land $500,000 Building $775,000
2020			$1,275,000 Land $500,000 Building $775,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 141 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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