4181 Victory Pointe Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 4181 Victory Pointe Dr, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,273 sqft · built 1999
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$2,100,000 (Jul 2022)
Tax Bill$7,678 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2019 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN599-08-00-012

Property Details

APN / Parcel Number

Primary APN599-08-00-012

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,273 sqft Living Area
Gross Area5,403 sqft
1st Floor Area2,062 sqft
Upper Floors Area1,211 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)

Exterior Amenities

PorchSlab
Porch Area659 sqft
Deck Area180 sqft
Patio Area548 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4181 VICTORY POINTE DR
CityMOUNT PLEASANT
StateSC
Zip29466-6931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -THE BLUFF AT CHARLESTON NATIONAL DESCRIPTION -LOT 4181 TRACT 12 SITE NAME -THE BLUFF AT CHAS NAT'L
Legal SubdivisionTHE BLUFF AT CHARLESTON NATIONAL
Legal Tract12
Legal Lot Number4181
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4000
Census Tract4609

Owner

Source: Charleston County records · APN 599-08-00-012

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4181 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UBS BANK USA
May 15, 2019Grant Deed, Transfer · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleMay 15, 2019 · Amount on Record
Deed Book / Page1126 / 689
Last Transfer DateAug 30, 2022
Transfer Doc0011350367
Record UpdatedJun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateSep 02, 2022
Property Address4181 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Document Number0011350367
Book / Page1135 / 367
Map ReferenceMB EB PG 379
Instrument DateAug 30, 2022
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4181 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931

Mortgage

Document Number0001135368
DateSep 02, 2022
Instrument1135/368
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate14.1%

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMay 15, 2019
Property Address4181 VICTORY POINTE DR, MOUNT PLEASANT, SC 29466-6931
Document Number0795/0876
Book / Page000795 / 000876
Instrument DateMay 10, 2019
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4181 VICTORY POINTE DR MOUNT PLEASANT SC 294666931, MOUNT PLEASANT, SC 29466-6931

Mortgage

Document Number795/0878
DateMay 15, 2019
Book Page000795/000878
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 14, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,678.00 (-75.4%)
2024$31,217.00 (+635.9%)$126,000 (+162.5%)
2022$4,242.00$48,000$1,200,000 (-42.86%) Land $500,000 Building $700,000
2020$2,100,000 Land $550,000 Building $1,550,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 141 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Wildfire

Wildfire RiskModerate
above 59% of the US · above 78% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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