4193 E Divide Pass St, Meridian, ID 83642 Property Records

Ada County property record for 4193 E Divide Pass St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 2018
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jan 2019)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R5862030420`

Property Details

APN / Parcel Number

Primary APN	`R5862030420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	1,015 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	225 sqft
Patio Area	37 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4193 E DIVIDE PASS ST
City	MERIDIAN
State	ID
Zip	83642-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 05 BLK 06 MOVADO SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO SUB NO 03
Legal Block	06
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2013
Census Tract	10343

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4193 E DIVIDE PASS ST, MERIDIAN, ID 83642-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jan 29, 2019	Warranty Deed, Subdivision Related Transfer BANK OF AMERICA
Nov 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20197115
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4193 E DIVIDE PASS ST, MERIDIAN, ID 83642-5314
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053524
Date	Sep 18, 2023
Instrument	2023-053524

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4193 E DIVIDE PASS ST, MERIDIAN, ID 83642-5314
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035599
Date	Mar 5, 2021
Instrument	2021-035599

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 29, 2019
Property Address	4193 E DIVIDE PASS ST, MERIDIAN, ID 83642-5314
Document Number	0000007115
Instrument Date	Jan 24, 2019
Instrument	7115
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2019
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4193 E DIVIDE PASS ST MERIDIAN ID 836425314, MERIDIAN, ID 83642-5314

Mortgage

Document Number	7116
Date	Jan 29, 2019
Instrument	7116

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Nov 14, 2018
Property Address	4193 E DIVIDE PASS ST, MERIDIAN, ID 83642-5314
Document Number	0000108596
Instrument Date	Nov 14, 2018
Instrument	108596
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7761 W RIVERSIDE DR #100 BOISE ID 837145044, 100, BOISE, ID 83714-5044

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (-5.27%) Homeowner's exemption	$696,100 (+14.57%)	$696,100 (+14.57%)
2024	$2,716.00 (-19.98%)
2023		$607,600 Land $198,000 Building $409,600	$607,600 Land $198,000 Building $409,600
2022	$3,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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