4191 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4191 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,107 sqft · built 1989
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2019)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-550-008-000`

Property Details

APN / Parcel Number

Primary APN	`054-550-008-000`
Alternative APN	`05455008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,107 sqft Living Area
1st Floor Area	3,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054550008000
Street Address	4191 SARATOGA DR
City	REDDING
State	CA
Zip	96002-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTERN OAKS ESTATES UN 01
Legal Lot Number	29
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2019
Census Tract	11402

Owner

4191 Saratoga Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4191 SARATOGA DR, REDDING, CA 96002-3769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · VA Mortgage CHANGE LENDING LLC
Dec 1, 2021	Intrafamily Transfer, Transfer
Jan 16, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Deed Document Number	20191315
Last Transfer Date	Nov 29, 2021
Transfer Doc	0000049333
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4191 SARATOGA DR, REDDING, CA 96002-3769
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 SARATOGA DR, REDDING, CA 96002-3769

Mortgage

Document Number	0000007410
Date	Mar 8, 2022
Instrument	2022-0007410

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Dec 1, 2021
Property Address	4191 SARATOGA DR, REDDING, CA 96002-3769
Document Number	0000049333
Map Reference	MB 16 PG 108
Instrument Date	Nov 29, 2021
Instrument	2021-0049333
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4191 SARATOGA DR, REDDING, CA 96002-3769

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 16, 2019
Property Address	4191 SARATOGA DR, REDDING, CA 96002-3769
Document Number	0000001315
Map Reference	MB 16 PG 108
Instrument Date	Jan 10, 2019
Instrument	2019-0001315
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 SARATOGA DR, REDDING, CA 96002-3769

Mortgage

Document Number	0000001316
Date	Jan 16, 2019
Instrument	2019-0001316

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4191 Saratoga Dr was $3,110 with a veteran's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,416 (+2%) Land $102,402 Building $455,014
2025	$3,110.00 Homeowner's exemption	$546,488 Land $100,395 Building $446,093
2023	$5,603.00 (+2.62%) Homeowner's exemption	$525,270 Land $96,498 Building $428,772
2022	$5,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4191 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4191 Saratoga Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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