4164 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4164 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$505,000 (Feb 2021)
Tax Bill	$6,171 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-570-016-000`

Property Details

APN / Parcel Number

Primary APN	`054-570-016-000`
Alternative APN	`05457016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054570016000
Street Address	4164 SARATOGA DR
City	REDDING
State	CA
Zip	96002-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SARATOGA NORTH ESTATES
Legal Lot Number	26
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2018
Census Tract	11402

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4164 SARATOGA DR, REDDING, CA 96002-3768
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 19, 2021	Grant Deed, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC
Feb 27, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	20216976
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0000006320
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Apr 27, 2026
Property Address	4164 SARATOGA DR, REDDING, CA 96002-3768
Document Number	0000009163
Instrument Date	Apr 20, 2026
Instrument	20269163
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4164 SARATOGA DR, REDDING, CA 96002-3768

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Feb 19, 2021
Property Address	4164 SARATOGA DR, REDDING, CA 96002-3768
Document Number	0000006976
Map Reference	MB 19 PG 61
Instrument Date	Feb 17, 2021
Instrument	2021-0006976
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4164 SARATOGA DR, REDDING, CA 96002-3768

Mortgage

Document Number	0000006977
Date	Feb 19, 2021
Instrument	2021-0006977

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Feb 27, 2020
Property Address	4164 SARATOGA DR, REDDING, CA 96002-3768
Document Number	0000006320
Map Reference	MB 19 PG 61
Instrument Date	Feb 19, 2020
Instrument	2020-0006320
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4164 SARATOGA DR, REDDING, CA 96002-3768

Mortgage

Document Number	0000006321
Date	Feb 27, 2020
Instrument	2020-0006321

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	928 Months
Due	Jun 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Type Change Date	Mar 1, 2021
Index	1-Year LIBOR

Mortgage

Document Number	0000006322
Date	Feb 27, 2020
Instrument	2020-0006322

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	928 Months
Due	Jun 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Type Change Date	Mar 1, 2021
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,195 (+2%) Land $88,324 Building $503,871
2025	$6,171.00 (+1.63%) Homeowner's exemption	$580,585 (+4.04%) Land $86,593 Building $493,992
2024	$6,072.00 (+2.05%)
2023	$5,950.00 (+8.95%) Homeowner's exemption	$558,042 Land $83,232 Building $474,810
2022	$5,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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