4190 Waverly Rd, West Point, MS 39773 Property Records

Clay County property record for 4190 Waverly Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,297 sqft · built 2001
Lot Size	4.89 acres (213,008 sqft)
Owner	Company Name on Record
Deeds & Mortgages	May 2026 Transfer Jan 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090 28 0200000`

Property Details

APN / Parcel Number

Primary APN	`090 28 0200000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	6,297 sqft Finished Area
1st Floor Area	3,216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	213,008 sqft (4.89 acres)
Utility Building	160 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	4190 WAVERLY RD
City	WEST POINT
State	MS
Zip	39773-7248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 28 T 17 R 07 PT LOTS 4 5 & 6 MCCRARY SURVEY (LOTS 11 12 & 14 NANNY'S HILL) DB 295/112
Legal Range	07E
Legal Township	17
Legal Section	28
Legal Subdivision	NANNYS HILL ESTATE
Legal Lot Number	4-6,11
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	3
Census Block	3076
Census Tract	950500

Owner

Source: Clay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	56 ORA LN, CALEDONIA, MS 39740-9102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF VERNON
Feb 12, 2024	Gift Deed, Transfer
Jul 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026
Deed Sale	May 4, 2026
Deed Document Number	20261714
Deed Book / Page	327 / 79
Prior Transfer Date	Feb 12, 2024
Prior Transfer Doc	DEED318/412
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MS
Recording Date	May 4, 2026
Property Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248
Document Number	0000001714
Book / Page	327 / 79
Instrument Date	May 4, 2026
Instrument	20261714
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	56 ORA LN, CALEDONIA, MS 39740-9102

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 ORA LN, CALEDONIA, MS 39740-9102

Mortgage

Document Number	00LM579/73
Date	Jan 12, 2026
Book Page	LM 579/73
Instrument	2026000073

Lender

Name	BANK OF VERNON
Type	Bank
Address	VERNON, AL 35592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	22 Months
Due	Nov 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CLAY MS
Recording Date	Feb 12, 2024
Property Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248
Document Number	DEED318/412
Book / Page	DEED 318 / 412
Map Reference	MB 3 PG 49
Instrument Date	Feb 12, 2024
Instrument	2024000634
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 WIRE BRIDGE RD, WATKINSVILLE, GA 30677

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MS
Recording Date	Jul 19, 2017
Property Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248
Document Number	295/112
Book / Page	295 / 112
Map Reference	MB 3 PG 49
Instrument Date	Jul 19, 2017
Instrument	2017003705
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 WAVERLY RD, 4190, WEST POINT, MS 39773-7248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 WAVERLY RD, WEST POINT, MS 39773-7248

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,702 (-1.77%) Land $1,464 Building $38,238	$395,782 (-1.19%) Land $14,635 Building $381,147
2023	Homeowner's exemption	$40,419 Land $1,464 Building $38,955	$400,566 Land $14,635 Building $385,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	43 (1990–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Feb 2020 · 7 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 18 claims Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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