3519 Waverly Rd, West Point, MS 39773 Property Records

Clay County property record for 3519 Waverly Rd, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,969 sqft · built 1997
Lot Size3.3 acres (143,748 sqft)
OwnerIndividual Name on File
Last Sale$391,723 (Oct 2024)
Tax Bill$1,850 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN091A 20A 0221600

Property Details

APN / Parcel Number

Primary APN091A 20A 0221600

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,969 sqft Finished Area
1st Floor Area2,366 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area143,748 sqft (3.3 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3519 WAVERLY RD
CityWEST POINT
StateMS
Zip39773-7265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 20 T 17 R 07 PT SW 1/4 SE 1/4 & PT SE 1/4 SW 1/4 DB 320/986
Legal Range07E
Legal Township17
Legal Section20
JurisdictionCLAY MS
Township / Civil Division2
Census Block Group3
Census Block3034
Census Tract950500

Owner

Source: Clay County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3519 WAVERLY RD, WEST POINT, MS 39773-7265
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Oct 9, 2024Deed of Trust, Mortgage · FHA Mortgage
CLM MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2024 · Amount on File
Deed SaleOct 9, 2024 · Amount on File
Deed Document Number20244920
Deed Book / Page320 / 986
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Recording DateSep 21, 2026
Property Address3519 WAVERLY RD, WEST POINT, MS 39773-7265
Document Number0000003412
Book / Page586 / 597
Instrument DateJul 7, 2026
Instrument20263412
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 WAVERLY RD, WEST POINT, MS 39773-7265

Mortgage

Document Number0000003412,
DateSep 21, 2026
Book Page586/597
Instrument20263412
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term479 Months
DueAug 1, 2066
Interest
Max Rate-1%

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address3519 WAVERLY RD, WEST POINT, MS 39773-7265
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 WAVERLY RD, WEST POINT, MS 39773-7265

Mortgage

Document Number0LM566/509
DateOct 9, 2024
Book PageLM 566/509
Instrument2024004921
Lender
NameCLM MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,850.00 (-30.92%)$31,913 (-) Land $2,500 Building $29,413$319,128 (-) Land $25,000 Building $294,128
2024$31,913 (+21.6%) Land $2,500 Building $29,413$319,128 (+21.6%) Land $25,000 Building $294,128
2023$2,678.00 (+1.67%) Additional exemption filed$26,244 Land $2,500 Building $23,744$262,444 Land $25,000 Building $237,444
2022$2,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims43 (1990–2021)
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Feb 2020 · 7 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 18 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WEST POINT
serves 15,062 people · EPA ID MS0130008
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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