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4190 NE Joes Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 4190 NE Joes Point Rd, Stuart, FL 34996 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,461 sqft · built 1988
Lot Size0.261 acres (11,369 sqft)
OwnerIndividual Name on File
Last Sale$3,150,000 (Apr 2023)
Tax Bill$43,465 (2024)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-37-41-003-000-0018.0-5-0000

Property Details

APN / Parcel Number

Primary APN24-37-41-003-000-0018.0-5-0000
Alternative APNs
  • 24-37-41-003-000-00180-5
  • 3409

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area3,461 sqft Living Area
Gross Area3,967 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,369 sqft (0.261 acres)
Lot Dimensions100 ft deep x 80 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area360 sqft
PorchOpen Porch
Porch Area777 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4190 NE JOES POINT RD
CitySTUART
StateFL
Zip34996-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOES POINT LOT 18
Legal Range41E
Legal Township37S
Legal Section24
Legal SubdivisionJOES POINT
Legal Block2
Legal Lot Number18
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2013
Census Tract100

Owner

Source: Martin County records · APN 24-37-41-003-000-0018.0-5-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address78 SUMMIT TOWER CIR, ASHEVILLE, NC 28804-6400
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK
Dec 29, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 29, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA
Oct 21, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2023 · Amount on Record
Deed SaleApr 21, 2023 · Amount on Record
Prior SaleDec 29, 2021 · Amount on Record
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 21, 2023
Property Address4190 NE JOES POINT RD, STUART, FL 34996-1421
Document Number0033702527
Book / Page3370 / 2527
Map ReferenceMB 7 PG 91
Instrument DateApr 14, 2023
Instrument3012567
Transaction TypeTransfer
Record UpdatedMay 11, 2023
Title CompanyNOT AVAILABLE, PREMIER TITLE PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 FLANDERS LN, CORTLANDT MANOR, NY 10567-7030

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 SUMMIT TOWER CIR, WOODFIN, NC 28804-6400

Mortgage

Document Number0033702533
DateApr 21, 2023
Instrument3370/2533
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateDec 29, 2021
Property Address4190 NE JOES POINT RD, STUART, FL 34996-1421
Document Number0032821604
Book / Page3282 / 1604
Map ReferenceMB 7 PG 91
Instrument DateDec 29, 2021
Instrument2934357
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address57 W 75TH ST, 57, NEW YORK, NY 10023-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 NE JOES POINT RD, STUART, FL 34996-1421

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateDec 29, 2021
Property Address4190 NE JOES POINT RD, STUART, FL 34996-1421
Document Number0032821605
Book / Page3282 / 1605
Map ReferenceMB 7 PG 91
Instrument DateDec 28, 2021
Instrument2934358
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address33 RIVER RD, 33, ROXBURY, CT 06783-1615

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 NE JOES PORINT ROAD, STUART, FL 34996-1421

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 29, 2021
Property Address4190 NE JOES POINT RD, STUART, FL 34996-1421
Document Number0032821606
Book / Page3282 / 1606
Map ReferenceMB 7 PG 91
Instrument DateDec 28, 2021
Instrument2934359
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address251 ROYAL PALM WAY STE 601, 251, PALM BEACH, FL 33480-4339

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 NE JOES POINT RD, STUART, FL 34996-1421

Mortgage

Document Number0032821609
DateDec 29, 2021
Instrument3282/1609
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJan 01, 2032
Change FrequencyQuarterly
Min Rate At Change3%
Max Rate At Change7.75%
IndexOther
Margin3
Max Rate7.75%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateOct 21, 2021
Property Address4190 NE JOES POINT RD, STUART, FL 34996-1421
Document Number0032651794
Book / Page3265 / 1794
Map ReferenceMB 7 PG 91
Instrument DateOct 19, 2021
Instrument2921265
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address231 BRADLEY PL STE 202, 202, PALM BEACH, FL 33480-3725

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,635,610 (+61.26%) Land $1,240,000 Building $1,395,610$2,635,610 (+30.12%) Land $1,240,000 Building $1,395,610
2024$43,465.00 (+43.25%)
2023$30,342.00 (+19.09%)$1,634,347 (+1%)$2,025,460 (+36.32%) Land $1,200,000 Building $825,460
2022$25,478.00$1,485,770 Land $848,000 Building $637,770$1,485,770 Land $848,000 Building $637,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 260 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,495 units insured
1,235 under condo master policies
Nearby Flood Claims189 (1984–2024)
Claims Outside the SFHA94 of 189
Most Recent ClaimMay 2024, other causes
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Wilma, Oct 2005 · 10 claims
  • Hurricane Frances, Sep 2004 · 101 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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