Martin County property record for 4090 NE Joes Point Rd, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 3,332 sqft · built 1985 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $752,500 (May 2020) |
| Tax Bill | $5,597 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-37-41-003-000-00280-4 |
| Primary APN | 24-37-41-003-000-00280-4 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,332 sqft |
| 1st Floor Area | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 1,251 sqft |
| Patio Area | 1,397 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3419 |
|---|---|
| Street Address | 4090 NE JOES POINT RD |
| City | STUART |
| State | FL |
| Zip | 34996-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOE'S POINT LOT 28 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | JOES POINT |
| Legal Lot Number | 28 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100 |
Source: Martin County records · APN 24-37-41-003-000-00280-4
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4090 NE JOES POINT RD, STUART, FL 34996-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 0031312893 |
| Deed Book / Page | 3131 / 2893 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4090 NE JOES POINT RD, STUART, FL 34996-1444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4090 NE JOES POINT RD, STUART, FL 34996-1444 |
| Document Number | 0032771222 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 3277/1222 |
| Instrument | 2930268 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 29, 2020 |
| Property Address | 4090 NE JOES POINT RD, STUART, FL 34996-1444 |
| Document Number | 0031312893 |
| Book / Page | 003131 / 002893 |
| Instrument Date | May 22, 2020 |
| Instrument | 2816904 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4090 NE JOES POINT RD STUART FL 349961444, STUART, FL 34996-1444 |
| Document Number | 31312895 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 003131/002895 |
| Instrument | 2816906 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389,280 (+5.99%) | $1,251,330 (+3.26%) Land $1,240,000 Building $11,330 | |
| 2024 | $5,597.00 (+1.65%) | ||
| 2023 | $5,506.00 (-17.54%) Additional exemption filed | $367,292 (-15.92%) | $1,211,800 (+10.06%) Land $1,200,000 Building $11,800 |
| 2022 | $6,677.00 Homeowner's exemption | $436,838 | $1,101,040 Land $848,000 Building $253,040 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,495 units insured incl. 1,235 condo units |
| Nearby Flood Claims | 189 (1984–2024) |
| Claims Outside the SFHA | 94 of 189 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 44 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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