4190 Joan Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4190 Joan Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,009 sqft · built 1953
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2010)
Tax Bill	$7,649 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-136-014-9`

Property Details

APN / Parcel Number

Primary APN	`132-136-014-9`
Alternative APN	`132-136-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,009 sqft Living Area
1st Floor Area	1,322 sqft
2nd Floor Area	687 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4190 JOAN AVE
City	CONCORD
State	CA
Zip	94521-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #2 LOT 157
Legal Subdivision	CANTERBURY VILLAGE 02
Legal Lot Number	157
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	334001

Owner

4190 Joan Ave is owned and occupied by two individuals who bought it in September 2010.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4190 JOAN AVE, CONCORD, CA 94521-2739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2010 · Amount on File
Deed Sale	Sep 3, 2010 · Amount on File
Prior Sale	Oct 29, 2009 · Amount on File
Deed Document Number	2010186736
Prior Transfer Date	Feb 25, 1997
Prior Transfer Doc	0000036821
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 27, 2021
Property Address	4190 JOAN AVE, CONCORD, CA 94521-2739
Document Number	0000210233
Map Reference	MB 52 PG 22
Instrument Date	Jul 20, 2021
Instrument	2021-210233
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 JOAN AVE, 4190, CONCORD, CA 94521-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4190 JOAN AVE, CONCORD, CA 94521-2739

Mortgage

Document Number	0000210234
Date	Jul 27, 2021
Instrument	2021-210234

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4190 Joan Ave was $7,649 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,716 (+2%) Land $313,623 Building $307,093
2025	$7,649.00 Homeowner's exemption	$608,546 Land $307,474 Building $301,072
2023	$7,309.00 (+1.39%) Homeowner's exemption	$584,918 Land $295,536 Building $289,382
2022	$7,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4190 Joan Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4190 Joan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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