4178 Joan Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4178 Joan Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1953
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,500 (May 2017)
Tax Bill	$8,282 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-136-012-3`

Property Details

APN / Parcel Number

Primary APN	`132-136-012-3`
Alternative APN	`132-136-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	1,212 sqft
2nd Floor Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Garage Area	244 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4178 JOAN AVE
City	CONCORD
State	CA
Zip	94521-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #2 LOT 159
Legal Subdivision	CANTERBURY VILLAGE 02
Legal Lot Number	159
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	334001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4178 JOAN AVE, CONCORD, CA 94521-2739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	201796057
Prior Transfer Date	Nov 12, 2002
Prior Transfer Doc	0000437969
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4178 JOAN AVE, CONCORD, CA 94521-2739
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 JOAN AVE, CONCORD, CA 94521-2739

Mortgage

Document Number	0000305393
Date	Nov 2, 2021
Instrument	2021-305393

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4178 JOAN AVE, CONCORD, CA 94521-2739
Document Number	0000226148
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4178 JOAN AVE CONCORD CA 945212739, CONCORD, CA 94521-2739

Mortgage

Document Number	0000226148
Date	Dec 17, 2019
Instrument	226148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2017
Property Address	4178 JOAN AVE, CONCORD, CA 94521-2739
Document Number	0000096057
Map Reference	MB52 PG22
Instrument Date	May 25, 2017
Instrument	2017-096057
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4178 JOAN AVE, CONCORD, CA 94521-2739

Mortgage

Document Number	0000096058
Date	May 31, 2017
Instrument	2017-096058

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,799 (+2%) Land $521,697 Building $150,102
2025	$8,282.00 (+4.54%)	$658,627 (+4.04%) Land $511,468 Building $147,159
2023	$7,922.00 (+1.33%)	$633,054 Land $491,608 Building $141,446
2022	$7,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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