4190 E Baker Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 4190 E Baker Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,120 sqft · built 2004
Lot Size	4.81 acres (209,688 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2019)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-024-100-09`

Property Details

APN / Parcel Number

Primary APN	`013-024-100-09`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	209,688 sqft (4.81 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4190 E BAKER RD
City	HESPERIA
State	MI
Zip	49421-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/14185 4160 & 4190 E BAKER RD COV-L2012P21090 PT TO 100-11 IN 1979 SEC 24 T14N R16W. E 300 FT OF PCL DESC AS: TH PT OF
Legal Range	16W
Legal Township	14N
Legal Section	24
Jurisdiction	OCEANA MI
Township / Civil Division	FERRY
Census Block Group	3
Census Block	3117
Census Tract	10600

Owner

Source: Oceana County assessment roll, as of July 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4190 E BAKER RD, HESPERIA, MI 49421-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	20194500
Deed Book / Page	2019 / 14185
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 14, 2019
Property Address	4190 E BAKER RD, HESPERIA, MI 49421-8525
Document Number	2019/014185
Book / Page	2019 / 014185
Instrument Date	Aug 12, 2019
Instrument	201900004500
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,866.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 E BAKER RD, 4190, HESPERIA, MI 49421-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 E BAKER RD, HESPERIA, MI 49421-8525

Mortgage

Document Number	201900004501
Date	Aug 14, 2019
Instrument	201900004501

Lender

Name	GERBER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Ferry Township
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,700 (+23%)	$421,400 (+23%)
2025	$1,447.00 (-48.87%) Homeowner's exemption	$171,300 (+27.65%) Building $171,300	$342,600 (+27.65%) Building $342,600
2023		$134,200 Building $134,200	$268,400 (-) Building $268,400
2022	$2,830.00		$268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20