3944 E Baker Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 3944 E Baker Rd, Hesperia, MI 49421 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.331 acres (14,423 sqft)
Owner	2 Individual Names on File
Tax Bill	$675 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-600-059-00`

Property Details

APN / Parcel Number

Primary APN	`013-600-059-00`

Exterior

Lot Area	14,423 sqft (0.331 acres)

Location & Zoning

Street Address	3944 E BAKER RD
City	HESPERIA
State	MI
Zip	49421-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3944 E BAKER RD FWRV-59 MLC821888 WD8712812 QC-L2016/P10531 WHITE RIVER VALLEY LOT 59
Legal Subdivision	WHITE RIVER VALLEY
Legal Lot Number	59
Jurisdiction	OCEANA MI
Township / Civil Division	FERRY
Census Block Group	3
Census Block	3116
Census Tract	10600

Owner

Source: Oceana County records · APN 013-600-059-00

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3944 E BAKER RD, HESPERIA, MI 49421-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 11, 2016
Transfer Doc	2016/010531
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	3944 E BAKER RD, HESPERIA, MI 49421-9392
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/11446
Date	May 20, 2022
Book Page	2022/11446
Instrument	202200003291

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Ferry Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,700 (+35.18%)	$287,400 (+35.18%)
2025	$675.00 (-64.32%) Homeowner's exemption	$106,300 (+21.35%) Land $106,300	$212,600 (+21.35%) Land $212,600
2024	$1,892.00 (+15.16%)
2023		$87,600 Land $87,600	$175,200 (-) Land $175,200
2022	$1,643.00		$175,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.