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4190 Cove Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4190 Cove Dr, Cedar Bluff, AL 35959

Property Summary

Property TypeOther Improved
Details420 sqft · built 2006
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Mar 2024)
Tax Bill$149 (2026)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone AE (high risk)
APN13-10-08-33-0-000-006.055

Property Details

APN / Parcel Number

Primary APN13-10-08-33-0-000-006.055
Alternative APNs
  • ALT APN:1008330000006055
  • 210143
  • 26940

Interior

Building Area420 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account Number210143
Street Address4190 COVE DR
CityCEDAR BLUFF
StateAL
Zip35959-5232
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 63 HIDDEN POINT SUB 11/58 UNDIVIDED INTEREST IN COMMON AREA & PRIVATE DR
Legal Range10E
Legal Township09S
Legal Section33
Legal SubdivisionHIDDEN POINT SUB
Legal Lot Number63
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2060
Census Tract955701

Owner

4190 Cove Dr is owned by two individuals who bought it in March 2024.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1635 REFLECTIONS TRL, POWDER SPRINGS, GA 30127-4914
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on File
Deed SaleMar 22, 2024 · Amount on File
Deed Document Number2024232938
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMar 22, 2024
Property Address4190 COVE DR, CEDAR BLUFF, AL 35959-5232
Document Number0000232938
Map ReferenceMB 11 PG 58
Instrument DateMar 22, 2024
Instrument232938
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4675 CROSS ST, CEDAR BLUFF, AL 35959-5433

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1635 REFLECTIONS TRL, POWDER SPRINGS, GA 30127-4914

Tax Assessment & Valuation

The 2026 property tax bill for 4190 Cove Dr was $149, up 2.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149.00 (+2.05%)
2025$146.00 (+5.04%)$3,120 (+5.41%) Land $2,240 Building $880$15,600 (+5.41%) Land $11,200 Building $4,400
2024$139.00$2,960 (-) Land $2,000 Building $960$14,800 (-) Land $10,000 Building $4,800
2023$139.00$2,960 (-)$14,800 (-) Land $10,000 Building $4,800
2022$139.00$2,960 Land $2,000 Building $960$14,800 Land $10,000 Building $4,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4190 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4190 Cove Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 79% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
TDS Telecom
DSL		50 / 10

May also be available: T-Mobile.

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