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4074 Cove Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4074 Cove Dr, Cedar Bluff, AL 35959

Property Summary

Property TypeOther Improved
Details960 sqft · built 2021
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$297 (2026)
Deeds & MortgagesJan 2017 Transfer
Flood ZoneZone AE (high risk)
APN13-10-08-33-0-000-006.069

Property Details

APN / Parcel Number

Primary APN13-10-08-33-0-000-006.069
Alternative APNs
  • ALT APN:1008330000006069
  • 208226

Interior

Building Area960 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Account Number208226
Street Address4074 COVE DR
CityCEDAR BLUFF
StateAL
Zip35959-5248
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 50 HIDDEN POINT SUB 11/58 UNDIVIDED INTEREST IN COMMON AREA & PRIVATE DR.
Legal Range10E
Legal Township09S
Legal Section33
Legal SubdivisionHIDDEN POINT SUB
Legal Lot Number50
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2060
Census Tract955701

Owner

4074 Cove Dr is owned by two individuals who acquired it in January 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address451 DIAMOND CIR, LA FAYETTE, GA 30728-6769
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2011
Deed SaleMay 18, 2011
Prior SaleJun 24, 2004
Deed Document Number2011169279
Last Transfer DateJan 2, 2017
Transfer Doc0000196225
Record UpdatedOct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE AL
Recording DateJan 4, 2017
Property Address4074 COVE DR, CEDAR BLUFF, AL 35959-5248
Document Number0000196225
Instrument DateJan 2, 2017
Instrument0196225
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3600 GARDEN LAKES PKWY NW, ROME, GA 30165-1770

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3600 GARDEN LAKES PKWY NW, ROME, GA 30165-1770

Tax Assessment & Valuation

The 2026 property tax bill for 4074 Cove Dr was $297, up 6.8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297.00 (+6.83%)
2025$278.00 (+1.83%)$5,920 (+1.72%) Land $900 Building $5,020$29,600 (+1.72%) Land $4,500 Building $25,100
2024$273.00$5,820 (-) Land $800 Building $5,020$29,100 (-) Land $4,000 Building $25,100
2023$273.00$5,820 (-)$29,100 (-) Land $4,000 Building $25,100
2022$273.00$5,820 Land $800 Building $5,020$29,100 Land $4,000 Building $25,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4074 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4074 Cove Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 78% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
TDS Telecom
DSL		50 / 10

May also be available: T-Mobile.

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