419 Willow St, Saint Henry, OH 45883 Property Records

Mercer County property record for 419 Willow St, Saint Henry, OH 45883

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,766 sqft · built 1974
Lot Size	0.323 acres (14,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Mar 2006 Line of Credit Dec 2014 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-070200.0000`

Property Details

APN / Parcel Number

Primary APN	`23-070200.0000`
Alternative APN	`11-16-453-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	14,100 sqft (0.323 acres)
Lot Dimensions	141 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	419 WILLOW ST
City	SAINT HENRY
State	OH
Zip	45883-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD SECOND ADD LOT#: 54
Legal Subdivision	BERNARD SECOND ADD
Legal Lot Number	54
Jurisdiction	MERCER OH
Township / Civil Division	GRANVILLE
Census Block Group	2
Census Block	2026
Census Tract	967900

Owner

419 Willow St is owned and occupied by two individuals who acquired it in December 1985.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2006	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK & TRUST
Dec 11, 2014	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Feb 28, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1985
Deed Sale	Dec 23, 1985
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600001801
Date	Mar 29, 2006
Instrument	200600001801

Lender

Name	COMMUNITY FIRST BANK & TRUST
Type	Bank
Address	HAMILTON, OH 45012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400005647
Date	Dec 11, 2014
Instrument	201400005647

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 22, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Feb 28, 2022
Property Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519
Document Number	202200001011
Map Reference	MB 5 PG 480
Instrument Date	Feb 28, 2022
Instrument	202200001011
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 WILLOW ST, SAINT HENRY, OH 45883-9519

Tax Assessment & Valuation

The 2025 property tax bill for 419 Willow St was $2,782.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Granville Township
Municipality	St. Henry Village
Unified School District	St. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00	$81,900 (-) Land $14,630 Building $67,270
2024	$2,782.00 (+2.05%)	$81,900 (-) Land $14,630 Building $67,270
2023	$2,726.00 (+13.21%)	$81,900 (+27.15%) Land $14,630 Building $67,270	$234,000 Land $41,800 Building $192,200
2022	$2,408.00	$64,410 Land $9,280 Building $55,130
2020			$184,000 Land $26,500 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST HENRY VILLAGE serves 2,596 people · EPA ID OH5401312
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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