413 Willow St, Saint Henry, OH 45883 Property Records

Mercer County property record for 413 Willow St, Saint Henry, OH 45883

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1973
Lot Size	0.25 acres (10,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,666 (Nov 2023)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-069800.0000`

Property Details

APN / Parcel Number

Primary APN	`23-069800.0000`
Alternative APN	`11-16-453-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Type	Attached

Location & Zoning

Street Address	413 WILLOW ST
City	SAINT HENRY
State	OH
Zip	45883-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD SECOND ADDITION LOT#: 50
Legal Subdivision	BERNARD SECOND ADDITION
Legal Lot Number	50
Jurisdiction	MERCER OH
Township / Civil Division	GRANVILLE
Census Block Group	2
Census Block	2026
Census Tract	967900

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK
Nov 13, 2023	Survivorship Deed, Transfer · Construction Mortgage THE PEOPLES BANK CO
Dec 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CHOU TEAM REALTY INC
Aug 3, 2018	Survivorship Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	20234473
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	0000004473
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519

Mortgage

Document Number	202500004310
Date	Oct 17, 2025
Instrument	202500004310

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Nov 13, 2023
Property Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519
Document Number	202300004473
Map Reference	MB 10 PG 37
Instrument Date	Nov 7, 2023
Instrument	202300004473
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519

Mortgage

Document Number	202300004474
Date	Nov 13, 2023
Instrument	202300004474

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 7, 2054

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Dec 11, 2019
Property Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519
Document Number	201900005789
Map Reference	MB 10 PG 37
Instrument Date	Oct 1, 2019
Instrument	201900005789
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519

Mortgage

Document Number	201900005790
Date	Dec 11, 2019
Instrument	201900005790

Lender

Name	CHOU TEAM REALTY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

August 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Aug 3, 2018
Property Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519
Document Number	201800003746
Map Reference	DOC5 PG480
Instrument Date	Jul 30, 2018
Instrument	201800003746
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 WILLOW ST, SAINT HENRY, OH 45883-9519

Mortgage

Document Number	201800003747
Date	Aug 3, 2018
Instrument	201800003747

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Granville Township
Municipality	St. Henry Village
Unified School District	St. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00	$72,630 (-) Land $12,320 Building $60,310
2024	$2,526.00 (+4.51%)	$72,630 (-) Land $12,320 Building $60,310
2023	$2,417.00 (+14.17%)	$72,630 (+28.23%) Land $12,320 Building $60,310	$207,500 (+28.24%) Land $35,200 Building $172,300
2022	$2,117.00	$56,640 Land $7,810 Building $48,830
2020			$161,800 Land $22,300 Building $139,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST HENRY VILLAGE serves 2,596 people · EPA ID OH5401312
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures