Santa Cruz County property record for 419 Watson St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1922 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone AH (high risk) |
| APN | 017-082-07 |
| Primary APN | 017-082-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,615 sqft (0.083 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 419 WATSON ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | W L BRAZELTONS 01 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 110401 |
419 Watson St is owned and occupied by an individual who acquired it in September 2026.
Source: Santa Cruz County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 419 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 11, 2017 | Intrafamily Transfer, Transfer · Line of Credit MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2026 |
| Transfer Doc | 0000020796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 16, 2026 |
| Property Address | 419 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000020796 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202620796 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | TITLE CALIFORNIA INC, DOMA TITLE OF CALIFORNIA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000020797, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202620797 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 11, 2017 |
| Property Address | 419 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000033934 |
| Map Reference | MB24 PG3 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 2017-0033934 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000033935 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017-0033935 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 419 Watson St was $1,986.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,239 (+2%) Land $44,407 Building $73,832 | ||
| 2025 | $1,986.00 | $115,920 Land $43,536 Building $72,384 | |
| 2023 | $1,722.00 (+2.2%) | $111,419 Land $41,846 Building $69,573 | $830,250 |
| 2022 | $1,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 419 Watson St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 419 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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