Santa Cruz County property record for 407 Watson St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 803 sqft · built 1922 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Jul 2004) |
| Tax Bill | $7,108 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Sep 2019 Second Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 017-082-10 |
| Primary APN | 017-082-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 803 sqft Living Area |
| Gross Area | 1,239 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,615 sqft (0.083 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 WATSON ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | W L BRAXELTONS 01 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 110401 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 WATSONVILLE ST, WATSONVILLE, CA 95076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU |
| Sep 5, 2019 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on Record |
| Deed Sale | Jul 9, 2004 · Amount on Record |
| Prior Sale | Jun 4, 2004 · Amount on Record |
| Deed Document Number | 200450002 |
| Last Transfer Date | Apr 7, 2021 |
| Transfer Doc | 0000021897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 407 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000021897 |
| Map Reference | MB 24 PG 3 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021-0021897 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000021898 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-0021898 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 5, 2019 |
| Property Address | 407 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000026332 |
| Map Reference | MB 24 PG 3 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019-0026332 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WATSON ST, WATSONVILLE, CA 95076-4526 |
| Document Number | 0000026333 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-0026333 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,500 (+2%) Land $426,538 Building $127,962 | ||
| 2025 | $7,108.00 (+13.06%) Homeowner's exemption | $543,627 (+4.04%) Land $418,174 Building $125,453 | |
| 2023 | $6,287.00 (+1.85%) Homeowner's exemption | $522,517 Land $401,936 Building $120,581 | $482,130 |
| 2022 | $6,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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