419 W 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 419 W 32nd St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1939
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$83,500 (Mar 2021)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-218-002`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-218-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	644 sqft
2nd Floor Area	799 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	296 sqft
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	419 W 32ND ST
City	LORAIN
State	OH
Zip	44055-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORAIN STONE CO 48.15 X 119.00
Legal Subdivision	L S CO FRNT
Legal Tract	1
Legal Block	218
Legal Lot Number	255-257
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	23500

Owner

419 W 32nd St is owned and occupied by an individual who bought it in March 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	419 W 32ND ST, LORAIN, OH 44055-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BK
Jan 22, 2019	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	2021001359
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	419 W 32ND ST, LORAIN, OH 44055-1125
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W 32ND ST, LORAIN, OH 44055-1125

Mortgage

Document Number	0000918405
Date	Jun 9, 2023
Instrument	2023-0918405

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	419 W 32ND ST, LORAIN, OH 44055-1125
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W 32ND ST, LORAIN, OH 44055-1125

Mortgage

Document Number	0000883303
Date	Jul 15, 2022
Instrument	2022-0883303

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 12, 2021
Property Address	419 W 32ND ST, LORAIN, OH 44055-1125
Document Number	0000807244
Map Reference	VOL 6 PG 38
Instrument Date	Mar 2, 2021
Instrument	2021-0807244
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W 32ND ST, LORAIN, OH 44055-1125

Mortgage

Document Number	0000807245
Date	Mar 12, 2021
Instrument	2021-0807245

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	419 W 32ND ST, LORAIN, OH 44055-1125
Document Number	0000733532
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 W 32ND ST LORAIN OH 440551125, LORAIN, OH 44055-1125

Mortgage

Document Number	0000733532
Date	Oct 8, 2019
Instrument	733532

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 22, 2019
Property Address	419 W 32ND ST, LORAIN, OH 44055-1125
Document Number	0000701963
Map Reference	VOL 6 PG 38
Instrument Date	Jan 18, 2019
Instrument	2019-0701963
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	419 W 32ND ST, LORAIN, OH 44055-1125

Mortgage

Document Number	0000701964
Date	Jan 22, 2019
Instrument	2019-0701964

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 419 W 32nd St was $1,368.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00	$35,790 (-0.03%) Land $6,950 Building $28,840	$102,280 (-) Land $19,870 Building $82,410
2024	$1,368.00 (-16.07%)	$35,799 (+13.19%) Land $6,955 Building $28,844	$102,280 (+13.19%) Land $19,870 Building $82,410
2023	$1,630.00 (+0.93%)	$31,626 (+0.02%) Land $5,313 Building $26,313	$90,360 Land $15,180 Building $75,180
2022	$1,615.00	$31,620 Land $5,310 Building $26,310
2021			$90,360 Land $15,180 Building $75,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 W 32nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 419 W 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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